'RQRW¿OOWKHEDVNHWZLWKZDWHUZKHQLWLVLQVWDOOHGLQWKHFRRNLQJFRPSDUWPHQW
'RQRW¿OOWKHEDVNHWZLWKRLO'DQJHURI¿UH
1HYHUDGGOLTXLGLQJUHGLHQWVLQWRWKHEDVNHW,IQHFHVVDU\IRUFRRNLQJQHHGVDGG
VPDOOTXDQWLWLHVRIOLTXLG$OZD\VFKHFNWKDWWKHOLTXLGKDVEHHQDEVRUEHGE\WKH
VROLGLQJUHGLHQWVEHIRUHDGGLQJPRUH
3XWWKHLQJUHGLHQWVRQO\LQWRWKHEDVNHWWRSUHYHQWWKHIRRGIURPWRXFKLQJWKH
HOHFWULFUHVLVWDQFHV
$OZD\VHQVXUHWKHEDVNHWLVSURSHUO\LQVHUWHGLQWKHFRRNLQJFRPSDUWPHQWEH-
IRUHVWDUWLQJWKHDSSOLDQFH
%HIRUHSXWWLQJWKHDSSOLDQFHLQWRRSHUDWLRQFKHFNWKDWWKHEDVNHWDQGWKHFRRN-
LQJFRPSDUWPHQWDUHIUHHIURPIRUHLJQREMHFWV
:DUQLQJKRWVXUIDFH
+RWVWHDPPD\HVFDSHIURPWKHDLULQWDNHRUWKHFRRNLQJFRPSDUWPHQWRIWKHDS-
SOLDQFHGXULQJFRRNLQJ.HHS\RXUKDQGVDQGIDFHDZD\IURPWKHDLULQWDNHDQG
WKHFRRNLQJFRPSDUWPHQW
'RQRWREVWUXFWWKHDLULQWDNHZKHQWKHDSSOLDQFHLVRSHUDWLRQDOWRDYRLGPDWHULDO
GDPDJHDQGRUWKHDSSOLDQFHRYHUKHDWLQJ
:KHQWKHEDVNHWLVUHPRYHGIURPWKHFRRNLQJFRPSDUWPHQWDLUDQGKRWVWHDP
DOVRHVFDSH.HHS\RXUKDQGVDQGIDFHDZD\IURPWKHFRRNLQJFRPSDUWPHQW
'RQRWWRXFKWKHEDVNHWWKHFRRNLQJFRPSDUWPHQWWKHQRQVWLFNSODWHDQGWKH
LQWHUQDOPHWDOSDUWVRIWKHDSSOLDQFHZKHQWKHDSSOLDQFHLVRSHUDWLRQDORULQWKH
PLQXWHVIROORZLQJLWVVKXWGRZQ:DLWIRUWKHFRROLQJRIKRWSDUWV
*UDEWKHEDVNHWRQO\E\WKHKDQGOHDQGXVHSRWKROGHUVRUWHDWRZHOVWRUHPRYH
WKHEDVNHW
'RQRWWXUQWKHEDVNHWXSVLGHGRZQZKHQUHPRYLQJIRRGKRWRLOUHVLGXHVPD\
OHDNRXWRIWKHEDVNHW'DQJHURIEXUQV
'RQRWXVHPHWDOWRROVWRUHPRYHIRRGIURPWKHEDVNHWRUWKHQRQVWLFNSODWH
0DNHVXUHWKDWWKHLQJUHGLHQWVFRRNHGLQWRWKHDSSOLDQFHDUHJROGHQEURZQDQG
QRWEODFNRUGDUN5HPRYHWKHSRVVLEOHEXUQHGSDUWVIURPWKHLQJUHGLHQWV
34
EN