12. Vehicle damage caused by force majeure, such as flood, lightning, storm
and hailstone.
13. Normal deterioration of the vehicle like noise, vibration, wear and aging.
14. Delay loss caused by stopping or refusing the service station to perform
regular inspection, analysis and evaluation to the vehicle.
15. Vehicles that are no longer in warranty period.
16. Other repairs not associated with material, design or manufacturing, or
unauthorized modification or conversion of vehicle design.
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