Grecom PSR-120 - Page 27

3DJH
6&$11,1*7+(6725('&+$11(/6
7RVHWWKHVFDQQHUWRFRQWLQXRXVO\VFDQWKURXJKDOOFKDQQHOVZLWKVWRUHGIUHTXHQFLHVVLPSO\SUHVVLQJ6&$1
0$1XQWLO
SCAN
DQG

DSSHDUWKHQWKHVFDQQHUEHJLQVWRUDSLGO\VFDQXQWLOLWILQGVDQDFWLYHIUHTXHQF\
,IWKHVFDQQHUILQGVDQDFWLYHIUHTXHQF\LWVWRSVDQGGLVSOD\VWKDWFKDQQHODQGIUHTXHQF\QXPEHUWKHQLWDXWR
PDWLFDOO\EHJLQVVFDQQLQJDJDLQZKHQWKHWUDQVPLVVLRQRQWKDWIUHTXHQF\HQGV
1RWHV
 7RUHYHUVHWKHVFDQQLQJGLUHFWLRQSUHVV

RU


 7RVHWWKHVFDQQHUWRUHPDLQRQWKHFXUUHQWFKDQQHOIRUVHFRQGVDIWHUWKHWUDQVPLVVLRQHQGVVHH´'HOD\µ
RQ3DJH;;
 7RVHWWKHVFDQQHUWRUHPDLQRQWKHFXUUHQWFKDQQHOHYHQDIWHUWKHWUDQVPLVVLRQVWRSVSUHVV6&$10$1
DWDQ\WLPHGXULQJWKHWUDQVPLVVLRQVR
MAN
DSSHDUVDQG
SCAN
GLVDSSHDUVVHH´0RQLWRULQJD6WRUHG
&KDQQHOµ
 7RORFNRXWFKDQQHOVVRWKHVFDQQHUGRHVQRWVWRSIRUDWUDQVPLVVLRQRQWKRVHFKDQQHOVVHH´/RFNLQJ2XW
&KDQQHOVRU)UHTXHQFLHVµRQ3DJH;;
7851,1*&+$11(/6725$*(%$1.62))$1'21
&KDQQHOVWRUDJHEDQNV²DUHRQZKHQWKH\KDYHDEDUXQGHUQHDWKWKHPDQGRIIZKHQQREDUDSSHDUV
XQGHUQHDWKWKHP7RWXUQRIIDFKDQQHOVWRUDJHEDQNSUHVVWKHEDQN·VQXPEHUNH\GXULQJVFDQQLQJ7KHEDU
XQGHUWKHEDQN·VQXPEHUGLVDSSHDUV
1RWH7KHVFDQQHUGRHVQRWVFDQDQ\RIWKHFKDQQHOVZLWKLQWKHEDQNV\RXKDYHWXUQHGRII
7RWXUQRQDFKDQQHOVWRUDJHEDQN²GXULQJVFDQQLQJSUHVVWKHEDQN·VQXPEHUNH\$EDUDSSHDUVXQGHU
WKHEDQN·VQXPEHU
1RWHV
 <RXFDQQRWWXUQRIIDOOEDQNV7KHUHPXVWEHDWOHDVWRQHDFWLYHEDQN
 <RXFDQPDQXDOO\VHOHFWDQ\FKDQQHOLQDEDQNHYHQLIWKHEDQNLVWXUQHGRII
 :KHQ\RXWXUQRQDEDQNGXULQJVFDQQLQJWKHVFDQQHUPRYHVWRWKHVHOHFWHGEDQNDQGVFDQVLW
,IQRWUDQVPLVVLRQLVIRXQGWKHVFDQQHUFRQWLQXHVVFDQQLQJWRVFDQWKURXJKDOOVHOHFWHGEDQNV
7KHFXUUHQWEDQNEDULVIODVKHV 7KHEDUXQGHUGLVDSSHDUV
7KHQQH[WEDQNEDULVIODVKHVLI
WKLVEDQNHQWHUVIUHTTXHQF\

3UHVV