6 Getting Started
Compound 
interest (pages 
63, 219).
Press 
VL followed by dates separated by R 
to specify the compound interest option for odd- 
period calculations of interest (i), Present Value (PV), 
Payment (PMT), and Future Value (FV). Note the “C” 
indicator appears. The default setting performs 
calculations for PV, PMT, and FV using simple 
interest. Press 
VL again to return to the default 
setting.
Payment mode
(page 46).
Press 
Ug to set the payment mode for cash flow 
problems. Use Begin mode for payments occurring at 
the beginning of the compounding period. Note the 
“BEGIN” indicator appears. 
Press 
Uh for payments occurring at the end of 
the compounding period. End mode is the default 
setting. 
Table 1-1 Basic Functions
Functions Display/Description