6HOHFWLRQRURSHUDWRUVIXQFWLRQLQJ
6FUROOGRZQWKHSDUDPHWHUVZLWK DQG NH\VXQWLO\RXYLVXD
OLVH3
$FFHVVWKHSDUDPHWHUE\SUHVVLQJWKH
NH\
$FWLQJRQ
DQG NH\VVHW
G IRUDVLQJOHPRWRURSHUDWLQJ
G IRUPRWRUVRSHUDWLQJ
&RQÀUP\RXUFKRLFHE\SUHVVLQJWKH
NH\GLVSOD\UHWXUQVDJDLQ
WR3
0RWRUVWURNHOHDUQLQJ
6FUROOGRZQWKHSDUDPHWHUVZLWK DQG NH\VXQWLO\RXYLVXDOLVH3
$FFHVVWKHSDUDPHWHUE\SUHVVLQJWKH
NH\
:KHQ´
µÁDVKHVFRQWLQXHSUHVVLQJWKH NH\
5HOHDVHWKH
NH\ZKHQ´ µVWRSVÁDVKLQJWKHOHDUQLQJSURFHGXUHVWDUWV
:DLWIRUWKHGRRURUGRRUVLQFDVHRIXVLQJPRWRUVVHDUFKHVDQGVWRSVRQWKHRSHQLQJVWRSDQGWKHQRQWKHFORVLQJVWRS
,I\RXZDQWWRDQWLFLSDWHWKHVWRSSLQJVWURNHVLQRSHQLQJ\RXFDQPDQXDOO\LQWHUYHQHE\JLYLQJDQLPSXOVHWR´6WDUWµEXWWRQRU
SUHVVLQJWKH´2.µRQWKHFRQWUROSDQHOVLPXODWLQJWKHVWURNH
2QFHWKHSURFHGXUHLVHQGHGWKHGLVSOD\ZLOOVKRZ´´
:$51,1*2QFH\RXKDYHH[HFXWHGWKHOHDUQLQJVWURNHRSHUDWHDFRPSOHWHF\FOHRSHQLQJFORVLQJDQGWKHQFKHFNWKHPDQXDOUHOHDVH
WRPDNHVXUHLWLVZRUNLQJSURSHUO\,ILW·VWR´KDUGµLQFUHDVHWKHYDOXHRI3RIRUPRUH
7UDQVPLWWHUVOHDUQLQJ
7UDQVPLWWHUVFRGLQJVHOHFWLRQ
6FUROOGRZQWKHSDUDPHWHUVZLWK
DQG NH\VXQWLO\RXYLVXDOLVH
3
$FFHVVWKHSDUDPHWHUE\SUHVVLQJWKH
NH\
6HOHFWWKHW\SHRIWUDQVPLWWHUE\VFUROOLQJ
DQG NH\V
G À[UROOLQJFRGHVXJJHVWHG
G FRPSOHWHUROOLQJFRGH
G GLSVZLWFK
&RQÀUPE\SUHVVLQJRQWKH
NH\GLVSOD\VKRZVDJDLQ3
:DUQLQJ,I\RXQHHGWRYDU\WKHW\SHRIHQFRGLQJDQGRQO\LIRWKHUUHPR
WHVZLWKGLIIHUHQWHQFRGLQJDUHPHPRUL]HG\RXQHHGWRHUDVHPHPRU\
3$)7(5\RXKDYHVHWWKHQHZHQFRGLQJ
/HDUQLQJ
6FUROOGRZQWKHSDUDPHWHUVZLWK
DQG
NH\VXQWLO\RXYLVXDOLVH3
&RQÀUPE\SUHVVLQJRQWKH
NH\
:KHQWKHV\PERO´
µDSSHDUVSUHVVRQ
DQ\NH\RIWKHWUDQVPLWWHU\RXZDQWWRPHPR
UL]H
7KHGLVSOD\YLVXDOL]HVWKHQXPEHURIWKHWUDQV
PLWWHUMXVWPHPRUL]HGDQGWKHQ´
µ
0HPRUL]HDOOQHFHVVDU\WUDQVPLWWHUVUHSHDW
LQJWKLVSURFHGXUHIURPVWHS
:DLWVHFRQGVEHIRUHTXLWWLQJWKHPHPRUL
]DWLRQPRGHGLVSOD\VKRZVQRZ´´
:DUQLQJ ,Q WKH FDVH RI UROOLQJ FRGH UHPRWHV
WKH UHFHLYHU FDQ EH SXW LQWR OHDUQLQJ PRGH E\
SUHVVLQJWKHKLGGHQEXWWRQRQDUHPRWHFRQWURO
SUHYLRXVO\OHDUQHG