HP 10bII - Value of a Taxable Retirement Account

112 8: Additional Examples
Value of a Taxable Retirement Account
7KLVSUREOHPXVHVWKH790DSSOLFDWLRQWRFDOFXODWHWKHIXWXUHYDOXHRID
WD[DEOHUHWLUHPHQWDFFRXQWWKDWUHFHLYHVUHJXODUDQQXDOSD\PHQWV
EHJLQQLQJWRGD\%HJLQPRGH7KHDQQXDOWD[RQWKHLQWHUHVWLVSDLGRXW
RIWKHDFFRXQW$VVXPHWKHGHSRVLWVKDYHEHHQWD[HGDOUHDG\
Example. ,I\RXLQYHVWHDFK\HDUIRU\HDUVZLWKGLYLGHQGV
WD[HGDVRUGLQDU\LQFRPHKRZPXFKZLOO\RXKDYHLQWKHDFFRXQWDW
UHWLUHPHQW"$VVXPHDQDQQXDOGLYLGHQGUDWHRIDWD[UDWHRI
DQGWKDWSD\PHQWVEHJLQWRGD\:KDWLVWKHSXUFKDVLQJSRZHURIWKDW
DPRXQWLQWRGD\·VGROODUVDVVXPLQJLQIODWLRQ"
6HWWR%HJLQPRGH3UHVV
*O LIBEGINDQQXQFLDWRULVQRWGLVSOD\HG
Keys: Display: Description:
*b
1.00
6HWVSD\PHQWSHU
\HDU
P
35.00
6WRUHVQXPEHURI
SD\PHQWSHULRGVXQWLO
UHWLUHPHQW


5.89
&DOFXODWHVLQWHUHVWUDWH
GLPLQLVKHGE\WD[UDWH
.
5.89
6WRUHVDGMXVWHGLQWHUHVW
UDWH

0.00
6WRUHVDPRXQW\RXDUH
VWDUWLQJZLWK
(2
–3,000.00
6WRUHVDPRXQWRI
DQQXDOSD\PHQW
/
345,505.61
&DOFXODWHVDPRXQWLQ
DFFRXQWDWUHWLUHPHQW
.2
–87,556.47
&DOFXODWHVSUHVHQW
YDOXHSXUFKDVLQJSRZHU
RI)9DVVXPLQJD
LQIODWLRQUDWH
10B.book Page 112 Wednesday, June 21, 2000 5:19 PM