HP 17BII - Financial Calculator - Percentage Calculations in Business (BUS); Time Value of Money (TVM); Amortization

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Main Page

Overview2
Notice4
Contents10
List of Examples14
Important Information17
Getting Started18
Power on and Off; Continuous Memory18
Adjusting the Display Contrast18
What You See in the Display19
The Shift Key19
Backspacing and Clearing20
Keys for Clearing20
Doing Arithmetic21
Keying in Negative Numbers22
Using the Menu Keys22
The Main Menu23
Choosing Menus and Reading Menu Maps24
Displaying the MU%C Menu25
Calculations Using Menus25
Exiting Menus27
Clearing Values in Menus27
Solving Your Own Equations (Solve)28
Typing Words and Characters: the Alphabetic Menu29
Editing Alphabetic Text30
Calculating the Answer (CALC)31
Controlling the Display Format32
Decimal Places33
Internal Precision33
Temporarily Showing All33
Rounding a Number33
Exchanging Periods and Commas in Numbers34
Error Messages35
Modes35
Beeper35
Print35
Calculator Memory36
Arithmetic37
The Calculator Line37
Doing Calculations37
Using Parentheses in Calculations38
The Percent Key39
The Mathematical Functions40
The Power Function (Exponentiation)40
Shifted Math Functions40
The MATH Menu41
The MATH Menu Labels41
Saving and Reusing Numbers42
The History Stack of Numbers42
Reusing the Last Result43
Storing and Recalling Numbers44
Doing Arithmetic Inside Registers and Variables45
Scientific Notation46
Range of Numbers46
Percentage Calculations in Business47
Using the BUS Menus48
Examples Using the BUS Menus48
Percent of Total49
Markup as a Percent of Cost49
Sharing Variables between Menus50
Markup as a Percent of Price50
Time Value of Money52
The TVM Menu52
TVM Menu Labels54
Cash Flow Diagrams and Signs of Numbers55
A Cash Flow Diagram for a Loan from Borrower's Point of View (End Mode)56
A Cash Flow Diagram for a Loan from Lender's Point of View (End Mode)56
Using the TVM Menu57
Lease Payments Made at the Beginning of each Period (Begin Mode)57
Loan Calculations58
Savings Calculations62
Leasing Calculations65
Amortization (AMRT)69
AMRT Menu Labels69
Displaying an Amortization Schedule70
To Calculate and Display an Amortization Schedule70
Printing an Amortization Table (TABLE)73
Interest Rate Conversions75
The ICNV Menu76
Converting Interest Rates76
Compounding Periods Different from Payment Periods79
Cash Flow Calculations82
The CFLO Menu83
Creating a Cash-Flow List85
Entering Cash Flows86
Viewing and Correcting the List89
Copying a Number from a List to the Calculator Line89
Naming and Renaming a Cash-Flow List89
Starting or Getting Another List90
Clearing a Cash-Flow List and Its Name91
Cash-Flow Calculations: IRR, NPV, NUS, NFV91
The CALC Menu for CFLO Lists92
Doing Other Calculations with CFLO Data98
Bonds99
The BOND Menu99
Doing Bond Calculations100
BOND Menu Labels100
To Calculate the Price or Yield of a Bond101
Depreciation105
The DEPRC Menu105
The DEPRC Menu Labels106
Doing Depreciation Calculations107
DB, SOYD and SL Methods107
The ACRS Method109
Partial-Year Depreciation110
Running Total and Statistics112
The SUM Menu113
Creating a SUM List114
Entering Numbers and Viewing the Total114
Naming and Renaming a SUM List117
Clearing a SUM List and Its Name118
Doing Statistical Calculations (CALC)118
Calculations with One Variable119
Calculations with Two Variables121
Curve Fitting and Forecasting124
To Do Curve Fitting and Forecasting125
Weighted Mean and Grouped Standard Deviation128
Summation Statistics131
Doing Other Calculations with SUM Data131
Time, Appointments, and Date Arithmetic132
Viewing the Time and Date132
The Time Menu133
Setting the Time and Date (SET)134
Changing the Time and Date Formats (SET)135
Adjusting the Clock Setting135
Appointments (APPT)135
Viewing or Setting an Appointment136
Acknowledging an Appointment138
Unacknowledged Appointments138
Clearing Appointments139
Date Arithmetic (CALC)140
Determining the Dat of the Week for any Date141
Calculating the Number of Days between Dates141
Calculating Past or Future Dates142
The Equation Solver143
Solver Example: Sales Forecasts143
The Solve Menu146
Entering Equations147
Calculating Using Solver Menus (CALC)148
To Do a Calculation Using a Solver Menu149
Editing an Equation (EDIT)151
Naming an Equation151
Finding an Equation in the Solver List152
Shared Variables152
Clearing Variables153
Deleting Variables and Equations153
Deleting One Equation or Its Variables (DELET)154
Deleting All Equations or All Variables in the Solver154
Writing Equations155
What Can Appear in an Equation156
Solver Functions159
Example Using a Solver Function (USPV): Calculations for a Loan with an Odd First Period162
Conditional Expressions with if163
The Summation Function165
Accessing CFLO and SUM Lists from the Solver166
Creating Menus for Multiple Equations (S Function)167
How the Solver Works168
Halting and Restarting the Iterative Search170
Entering Guesses170
Printing173
The Printer's Power Source174
Double-Space Printing174
Printing the Display174
Printing Other Information175
Printing Variables, Lists and Appointments (LIST)176
Printing the Values Stored in Variables176
Printing Number Lists176
Printing Descriptive Messages (MSG)177
Trace Printing (Trace)178
How to Interrupt the Printer179
Additional Examples180
Loans180
Yield of a Discounted (or Premium) Mortgage181
Annual Percentage Rate for a Loan with Fees183
Load with an Odd (Partial) First Period185
Canadian Mortgages187
Advance Payments (Leasing)189
Savings191
Value of a Fund with Regular Withdrawals191
Deposits Needed for a Child's College Account193
Flow of Withdrawals194
Flow of Deposits194
Value of a Tax-Free Account197
Value of a Taxable Retirement Account199
Modified Internal Rate of Return200
Price of an Insurance Policy203
Discounted Notes207
Statistics208
Moving Average208
Chi-Squared Statistics210
Assistance, Batteries, Memory and Service213
Obtaining Help in Operating the Calculator213
Answers to Common Questions213
Power and Batteries215
Low-Power Indications216
Installing Batteries216
Managing Calculator Memory218
Resetting the Calculator219
Erasing Continuous Memory220
Clock Accuracy220
Environmental Limits221
Determining if the Calculator Requires Service221
Confirming Calculator Operation: Self-Test222
More about Calculations228
IRR% Calculations228
Possible Outcomes of Calculating IRR%228
Halting and Restarting the IRR% Calculation229
Storing a Guess for IRR%229
Solver Calculations230
Direct Solutions231
Iterative Solutions232
Equations Used by Built-In Menus237
Actuarial Functions237
Percentage Calculations in Business (BUS)238
Time Value of Money (TVM)238
Amortization238
Cash-Flow Calculations239
Bond Calculations240
Depreciation Calculations241
Sum and Statistics241
Forecasting242
Equations Used in Chapter 13243
Odd-Period Calculations244
Advance Payments244
Menu Maps245
RPN: Summary251
About RPN251
About RPN on the HP-17B II251
Setting RPN Mode252
Where the RPN Functions Are253
Doing Calculations in RPN254
Arithmetic Topics Affected by RPN Mode254
Simple Arithmetic254
Calculations with STO and RCL256
Chain Calculations - no Parentheses!257
RPN: the Stack258
What the Stack Is258
Reviewing the Stack (Roll Down)259
Exchanging the X- and Y-Registers in the Stack259
Arithmetic - How the Stack Does It260
How Enter Works261
Clearing Numbers262
The Last X Register263
Retrieving Numbers from Last X263
Reusing Numbers263
Chain Calculations264
Exercises265
RPN: Selected Examples266
Index278
Special Characters278

HP 17BII - Financial Calculator - Percentage Calculations in Business (BUS); Time Value of Money (TVM); Amortization

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