HP HP-10B User Manual

Covers basic calculator functions and operations.

Explains percentage calculations, margin, and markup.

Details memory register usage for storage and retrieval.

Introduces TVM concepts and input variables.

Explores scenarios for changing TVM variables.

Covers calculating amortization schedules for loans.

Explains converting between nominal and effective rates.

Introduces Internal Rate of Return and Net Present Value.

Provides an overview of statistical functions.

How to turn the calculator on/off and battery conservation.

Adjusting the screen brightness for readability.

Performing basic arithmetic operations.

Familiarization with the calculator's display and keys.

Procedures for clearing the display, errors, and memory.

Understanding status indicators and accessing secondary functions.

Using input keys and basic math operations.

Controlling decimal places and scientific notation.

Showing all digits and interchanging decimal separators.

Interpreting calculator messages and memory organization.

Using the percent key for calculations.

Calculating a percentage of a number.

Performing calculations involving adding or subtracting percentages.

Calculating the percentage change between two numbers.

Calculating profit margins and markups on cost.

Specific examples of markup calculations.

Applying margin and markup in combined calculations.

Storing numbers for reuse in calculations.

Storing constants for repetitive operations.

Detailed operations with the M register.

Storing and recalling values in numbered registers.

Performing calculations within storage registers.

Basic arithmetic functions and order of operations.

Using the power function and order of operations with parentheses.

Using cash flow diagrams to analyze financial situations.

Defining time intervals and representing cash movements.

Explaining simple vs. compound interest.

Explaining how compound interest works.

Defining periodic, nominal, and effective interest rates.

Identifying problems for TVM calculations.

Identifying problems requiring cash flow analysis.

Overview of the TVM application and its prerequisites.

How to reset TVM registers.

Setting payment timing for TVM calculations.

Examples of financing a car and mortgage.

Planning for future expenses like college costs.

Analyzing how changes affect TVM results.

Calculating lease payments and values.

Understanding and calculating loan amortization.

Converting between nominal and effective interest rates.

Steps for performing cash flow analysis.

Introduces NPV and IRR/YR for cash flow discounting.

Structuring cash flow data for analysis.

Calculating the present value of future cash flows.

Calculating the discount rate that yields zero NPV.

Resetting statistical registers before new calculations.

Entering and correcting single data values.

Deleting and re-entering incorrect statistical entries.

Calculating statistics for paired data and weighted averages.

Calculating statistical measures like mean and deviation.

Fitting a line to data and calculating coefficients.

Fitting a line to data and calculating coefficients.

Using regression lines for forecasting and estimation.

Calculating the average considering data point weights.

Practical examples of business calculations.

Determining sales price based on cost and return.

Using historical data for sales forecasting.

Calculating the cost of missing a cash discount.

Covers loan and mortgage calculations.

Calculating simple interest on loans.

Calculating effective rates for continuous compounding.

Calculating yield for mortgages bought at discount/premium.

Calculating APR considering loan issuance fees.

Handling loans with non-standard first payment periods.

Examples of financing car purchases.

Mortgage calculations specific to Canadian practices.

Analyzing how changes affect TVM results.

Planning for future expenses like college costs.

Calculating future value of tax-deferred accounts.

Calculating future value of taxable retirement accounts.

Examples of cash flow scenarios.

Combining mortgage refinancing and equity borrowing.

Calculating the current balance of an investment fund.

Common user queries and their solutions.

Information on calculator power sources and battery life.

Indicator for low battery status.

Recommended battery types and specifications.

Step-by-step guide for replacing batteries.

Troubleshooting steps for non-functional calculators.

Performing a diagnostic self-test.

Details of warranty coverage and exclusions.

Warranty specifics for UK consumers.

Information on repair costs for out-of-warranty service.

How to ship the calculator for service.

Information on service repair warranty.

Information on available repair and service agreements.

Compliance details for radio frequency energy.

Explains iterative IRR/YR calculation process.

Describes potential results and messages from IRR/YR.

Limits of calculator number representation.

Formulas for margin and markup calculations.

Explanations of calculator error and status messages.