BASIC KEYS
[ON]
Turns the calculator on
[SHIFT] [ON]
Turns the calculator off
[ON] [+] [-]
Changes the contrast of the display (press simultaneously)
[SHIFT] [DISP]
Sets the number of decimal points displayed
[SHIFT]
Accesses the alternate function printed on the lower half of the keys
in orange
[←] Clears one character at a time
[C]
Clears the entire display
[SHIFT] [C ALL]
Clears the entire display and all financial memory registers
[+/-]
Changes the sign of the number in the display
[SHIFT] [BEG/END]
Sets begin or end mode
[SHIFT] [P/YR]
Sets the number of periods per year
[INPUT]
Stores parameters for multi-variable functions
[SHIFT] [STO]
Store a number to a memory register
[RCL]
Retrieves data already entered in a memory register
TIME VALUE OF MONEY REGISTER and AMORTIZATION
[N]
Finds/stores the total number of periods the investment is
compounded/discounted
[SHIFT] [x P/YR]
Stores the number of periods after multiplying the term by the payments
per year
[I/YR]
Finds/stores the interest rate per year
[PV]
Finds/stores the present value
[PMT]
Finds/stores the payment per period
[FV]
Finds/stores the future value
[SHIFT] [AMORT]
Creates an amortization table
CASH FLOW REGISTER
[CFj]
Stores cash flows
[SHIFT]
[Nj]
Stores the number of times the same cash flow amount occurs
consecutively
[SHIFT] [IRR/YR]
Finds internal rate of return
[SHIFT] [NPV]
Finds net present value
MARKUP
[MU]
Finds/stores markup percentage
[CST]
Finds/stores cost before markup
[PRC]
Finds/stores price after markup
[MAR]
Finds/stores margin percentage after markup
STATISTICS
[STATS]
Accesses the alternate function printed above the keys in purple
[STATS] [n]
Displays the number of entries in a statistics list
[STATS]
[Σx] Sums entries in a statistics list
[SHIFT]
[x
_
, y
_
] Calculates the mean of entries in a statistics list
Clearing the Calculator
•
To clear one character at a time, press [←].
If you have already pressed [=] or one of the
function keys, then [←] will clear the entire display.
• To clear the entire display, press [C].
• To clear the entire display and all financial memory
registers press [SHIFT] [C ALL].
Setting Periods per Year
Most calculations use one period per year (annual
payments) or twelve periods per year (monthly
payments).
• To set annual payments, press 1 [SHIFT] [P/YR]
• To set monthly payments, press 12 [SHIFT] [P/YR]
HP10BII Financial Calculator Quick Reference Guide
Adding or Subtracting a Percent
•
To add a percent, enter the figure, press [+], enter
the percentage and press [%] [=].
• To subtract a percent, enter the figure, press [-],
enter the percentage and press [%] [=].
9933/20050101
Power On and Off
•
To turn the calculator on, press the [ON] key in the
lower left corner of the keypad.
• To turn the calculator off, press the orange shift key
[SHIFT], then the [ON] key.
Display
•
To change the display contrast, hold down the [ON]
key, then press [+] or [-].
• To specify the number of displayed decimal places,
press [SHIFT] [DISP] and enter the number of digits
(0 through 9) to appear after the decimal point.
Note: IREM courses use 2 decimal places.
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