HP 10bII - Page 138

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running

(Running).

calculation

process.

UFLO

(Underflow).

intermediate

result

TVM

too

small

for

the

10BII

process.

This

message

also

briefly

displayed

any

calculation

underflows.

this

case,

followed

zero.

138

Messages

Main Page

Table of Contents5
Ata Glance11
Basics-At a Glance11
Percentages-At a Glance12
Memory Keys-At a Glance13
Time Value of Money (TVM)-At a Glance14
Amorüzation-At a Glance16
Interest Rate Conversion-At a Glance17
IRR/YR and NPV-Ata Glance18
Statistics-At a Glance19
Keyboard Map21
Getting Started23
Power on and off23
Adjusting the Display Contrast23
Simple Arithmetic Calculations23
Understanding the Display and Keyboard25
Cursor25
Clearing the Calculator25
Clearing Memory25
Annunciators26
Shift Key27
Statistics Key27
INPUT Key28
SWAP Key28
Math Functions28
Display Format of Numbers29
Specifying Displayed Decimal Places30
Scientific Notation30
Displaying the Full Precision of Numbers31
Rounding Numbers32
Messages32
Business Percentages33
Percent Key33
Finding a Percent33
Adding or Subtracting a Percent34
Margin and Markup Calculations35
Margin Calculations35
Markup on Cost Calculations35
Number Storage and Arithmetic37
Using Stored Numbers in Calculations37
Using Constants37
Using the M Register39
Using Numbered Registers40
Doing Arithmetic Inside Registers41
Doing Arithmetic42
Power Operator43
Using Parentheses in Calculations43
Picturing Financial Problems45
How to Approach a Financial Problem45
Signs of Cash Flows46
Periods and Cash Flows47
Simple and Compound Interest47
Simple Interest47
Compound Interest48
Interest Rates49
Two Types of Financial Problems49
Recognizing a TVM Problem49
Recognizing a Cash Flow Problem51
Time Value of Money Calculations53
Using the ТУМ Application53
Clearing TVM54
Begin and End Modes55
Loan Calculations55
Savings Calculations60
Lease Calculations63
Amortization67
Interest Rate Conversions72
Investments with Different Compounding Periods72
Compounding and Payment Periods Differ73
Cash Flow Calculations75
NPV and IRR/YR: Discontinuing Cash Flows77
Organizing Cash Flows77
Entering Cash Flows78
Viewing and Replacing Cash Flows79
Calculating Internal Rate of Return83
Statistical Calculations85
Clearing Statistical Data85
Entering Statistical Data86
One-Variable Statistics86
Two-Variable Statistics and Weighted Mean86
Correcting Statistical Data87
Correcting One-Variable Data87
Correcting Two-Variable Data87
Summary of Statistical Calculations87
Weighted Mean93
Additional Examples95
Business Applications95
Setting a Sales Price95
Forecasting Based on History96
Cost of Not Taking a Cash Discount97
Loans and Mortgages98
Simple Annual Interest98
Continuous Compounding98
Annual Percentage Rate for a Loan with Fees101
Loan with a Partial (Odd) First Period103
Automobile Loan104
Canadian Mortgages105
Whatif106
Savings108
Saving for College Costs108
Gains that Go Untaxed until Withdrawal110
Value of a Taxable Retirement Account112
Cash Flow Examples113
Wrap-Around Mortgages113
Net Future Value115
Assistance, Batterles, and Service117
Answers to Common Questions117
Environmental Limits118
Power and Batteries119
Battery Specifications119
Installing Batteries119
Determining if the Calculator Requires Service121
Limited One-Year Warranty122
What Is Covered122
What Is Not Covered122
Consumer Transactions in the United Kingdom123
If the Calculator Requires Service123
Obtaining Service123
Service Charge124
Shipping Instructions124
Warranty on Service124
Service Agreements125
Regulatory Information125
End-User Terms and Conditions126
More about Calculations129
IRR/YR Calculations129
Possible Outcomes of Calculating IRR/YR129
Halting and Restarting IRR/YR130
Entering a Guess for IRR/YR130
Effect of Using Z- to Correct Data131
Range of Numbers131
Equations132
Margin and Markup Calculations132
Time Value of Money (ТУМ)132
Amortization132
Interest Rate Conversions133
Cash-Flow Calculations134
Statistics135
Messages137
Index139

HP 10bII - Page 138

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