HP 10bII - Clearing TVM

Stores or Calculates
х 5
Qe
Qe
The number of payments or compounding periods.
The annual nominal interest rate.
The present value of future cash flows. PV is usu-
ally an initial investment or loan amount and always
occurs at the beginning of the first period.
‘The amount of periodic payments. All payments
are equal, and none are skipped; payments can
occur at the beginning or end of each period.
The future value. FV is either a final cash flow or
compounded value of a series of previous cash
flows. FV occurs at the end of the last period.
Stores the number of periods per year. The default
is 12. Reset only when you wish to change it. (This
key is located below the GMD key.)
Optional shortcut for storing N: Number in display
is multiplied by the value in P/YR and stores result
in N. (This key is located below the (®) key.)
Switches between Begin and End mode. In Begin
mode, the BEGIN annunciator is displayed.
Calculates an amortization table.
To verify values, press CO, DGD, СС) (PV, CDE, and AD.
Pressing RD) QE recalls the total number of payments in years and
shows you the number of payments per year. Recalling these
numbers does not change the content of the registers.
Clearing TVM
Press QED to clear the ТУМ registers. This sets №, I/YR, PV, PMT, and
FV to zero and briefly displays the current value in P/ YR.
54 5: Time Value of Money Calculations