HP HP10BII User Manual

Example: Use the M register to add 17, 14, and 16. Then subtract 4 and recall the result.
Keystrokes Display Description
1. (1) (7) (?M) 17.00 Stores 17 in the M register.
2. (14) (M+) 14.00 Adds 14 to M register.
3. (16) (M+) 16.00 Adds 16 to M register.
4. (4) (+/-) (M+) -4.00 Adds -4 to the M register.
5. (RM) 43.00 Recalls contents of the M
register.
Using Numbered Registers: The (OS) (STO) and (RCL) keys access the 10 user registers. The
(OS) (STO) key is used to copy the displayed number to a designated register. The (RCL) key is
used to copy a number from the register to the display.
Storing and recalling numbers requires two steps:
1. Press (OS) (STO) or (RCL). To cancel this step, press (?) or (C).
2. Enter the register number (0 through 9).
Example: In the following example, two storage registers are used. Calculate the following: 475 ÷ 39
and (560 + 475) ÷ 39.
Keystrokes Display Description
1. (475) (OS) (STO)(1) 475.00 Stores 475 in register 1.
2. (÷) (39) (OS) (STO) (2) 39.00 Stores 39 in register 2.
3. (=) 12.18 Completes the first
calculation.
4. (560) (+) (RCL) (1) 475.00 Recalls register 1.
5. (÷) (RCL) (2) 39.00 Recalls register 2.
6. (=) 26.54 Completes the second
calculation.

HP HP10BII Specifications

General

Type	Financial Calculator
Display	LCD
Display Digits	12
Power Source	Battery
Warranty	1 year limited
Features	Time-Value-of-Money, Cash Flows, Amortization, Depreciation, Statistics

Summary

Hewlett Packard HP 10BII Overview

HP 10BII Basic Operations: Power, Clearing, Settings

Covers turning the calculator on/off, clearing display, error messages, memory, and setting decimal points.

HP 10BII Memory Functions: Constant, M Register, Numbered Registers

Explains how to use memory for storing and recalling numbers, including constant key, M register, and numbered registers.

HP 10BII Time Value of Money (TVM) Basics

Covers clearing TVM registers, setting period modes (BEGIN/END), and establishing compounding frequency (P/YR).

HP 10BII Lump Sum Present Value Calculation

Demonstrates calculating the present value of a single future amount with given interest and time periods.

HP 10BII Lump Sum Future Value Calculation

Shows how to calculate the future value of a single present amount with given interest and time periods.

HP 10BII Annuity Present Value Calculation

Explains how to find the present value of a series of equal payments over time (end-of-period).

HP 10BII Annuity Due Present Value Calculation

Covers calculating present value when annuity payments occur at the beginning of periods.

HP 10BII Annuity Future Value Calculation

Demonstrates calculating the future value of a series of equal payments over time (end-of-period).

HP 10BII Annuity Due Future Value Calculation

Shows how to find the future value of annuity payments made at the beginning of periods.

HP 10BII Net Present Value (NPV) Calculation

Explains calculating NPV for cash flows using the CFj register with equal or uneven streams.

HP 10BII Internal Rate of Return (IRR) Calculation

Demonstrates calculating IRR for cash flows using the CFj register with equal or uneven streams.

HP 10BII Bond Valuation Calculation

Explains how to calculate the present value of a bond based on interest payments, principal, and yield to maturity.