T
his VSC provides coverage only with respect to MECHANICAL BREAKDOWNS which occur during the VSC period
in the United States (excluding U.S. Territories).
9
LEGAL DEFINITIONS OF MY VSC
T
HIS VSC IS NOT A WARRANTY, AN EXTENSION OF A NEW VEHICLE WARRANTY, OR AN IMPLIED OR GENERAL
WARRANTY AND IT IS NOT A CONDITION OF THE SALE OR FINANCING OF THE VEHICLE. This VSC is a “Service Contract”
as defined in federal law. (See 15 USCS SEC. 2301 (8).) BY ENTERING INTO THIS VSC, YOU DO NOT WAIVE ANY
APPLICABLE WARRANTIES. Be sure to read this VSC carefully so that you understand the difference in coverage between
your Warranties and this VSC. FURTHER, you are advised that there are various state and federal laws that protect your interests
a
s a consumer. In the event of a problem that cannot be resolved with NESNA, you may have other rights and remedies available
to you.
10 ARE THERE ANY OPTIONS/EXCLUSIONS TO MY VSC?
Specific requirements apply to VSCs sold in the following states:
A
labama: Cancellation fee is $25. Obligations of NESNA under this VSC are backed by the full faith and credit of the provider.
Arizona:
Cancel
: Fee is $25. CONTRACTS CANNOT BE CANCELLED OR COVERAGE VOIDED FOR THE FOLLOWING REASONS:
1) PRE-EXISTING CONDITIONS; 2) PRIOR USE OR THE ODOMETER HAS BEEN TAMPERED WITH PRIOR TO YOUR
P
URCHASE OF THE VEHICLE; 3) MISREPRESENTATION BY EITHER THE MOTOR VEHICLE DEALER OR ITS
SUBCONTRACTORS; 4) INELIGIBILITY FOR THE PROGRAM INCLUDING GRAY MARKETS, HIGH PERFORMANCE AND
GM DIESEL AUTOS.
Transfer
: Fee is $25. Your refund will not be reduced by claims cost.
A
ll Consumer complaints are subject to the provisions of A.R.S. 20-1095.04 and 20.1095.09. You may file such complaints
directly with the Arizona Department of Insurance Consumer Affairs Division (toll-free number 800-325-2548 or email to
consumer@id.state.az.us).
Under Section 8, items 8.1, 8.15 and 8.17 do not apply.
T
HIS VSC IS EFFECTIVE AS OF THE EFFECTIVE DATE SHOWN ABOVE, AND ITS TIME AND MILEAGE LIMITS BEGIN TO
RUN AS OF THIS DATE, EVEN THOUGH ANY COMPONENTS OR PARTS COVERED BY THE MANUFACTURER’S LIMITED
WARRANTY ARE NOT COVERED BY THIS VSC UNTIL EXPIRATION OF SUCH WARRANTY.
California: Nissan Extended Services North America, GP, P.O. Box 685004 (A-4-F), Franklin, TN 37068-5004, Tel. 615-725-
1000, CA VSC License #0E81392.
NESNA is the sole obligor under this VSC and is solely responsible for payment of or reimbursement for all covered claims. If any
promise made in this VSC has been denied or has not been honored within 60 days after your request, you may contact the
California Department of Insurance at 1-800-927-4357.
In consideration of the provisions and stipulations of this VSC together with such other provisions, stipulations and agreements
as may be added thereto, it is agreed that the lienholder listed in the Vehicle/Agreement Information section of this VSC shall be
provided coverage under such VSC to the extent of its financial interest in the covered vehicle. This VSC is a "Service Contract”
as defined in federal law (see CIC 12800 et seq.). Replace all references to ‘MECHANICAL BREAKDOWN’ with ‘DEFECT IN
MATERIALS OR WORKMANSHIP’.
Cancel
: You or a person authorized by you may cancel this VSC by submitting a written cancellation request which includes the
mileage (odometer reading) of the vehicle at the time the cancellation is to be effective, and mailing this information to your selling
dealer as listed under the Vehicle/Agreement Information section of this VSC.
(a) NESNA and/or the Lienholder may cancel this VSC within sixty (60) days under the following conditions:
(1) Notice of cancellation is mailed to you postmarked before the 61st day after the date the contract was sold by the selling
dealer.
(2) NESNA and/or the Lienholder provides you with a refund equal to the full purchase price stated in this VSC within thirty
(30) days from the date of cancellation. However, if NESNA has paid a claim, or has advised you in writing that it will pay
a claim, it may provide a pro rata refund, less the amount of any claims paid prior to cancellation. In addition, a cancellation
fee of $25 or 10% of the retail price, whichever is lesser, applies for consumer-initiated cancellations after 60 days for
new vehicle plans and 30 days for used vehicle plans, regardless of whether a claim is filed.
(3) This VSC ceases to be valid no less than five days after the postmark date of the notice.
(4) The notice states the specific grounds for the cancellation.
(b) NESNA and/or the Lienholder may at any time cancel this VSC if: a) your vehicle is a total loss or repossessed, b) your
odometer has been stopped or changed during the term of this VSC, c) the registered vehicle has been used in any manner
not covered by this VSC, or d) nonpayment by you, conditioned upon each of the following:
(1) Notice of cancellation is mailed to you.
(2) If any refund is owed pursuant to Section 1794.41 of the Civil Code, the refund is paid within 30 days of the date of
cancellation.
(3) This VSC ceases to be valid no less than five days after the postmark date of the notice.
(4) The notice states the specific grounds for the cancellation.
(c) NESNA and/or the Lienholder may at any time cancel this VSC for material misrepresentation or fraud by you, conditioned
upon each of the following:
(1) Notice of cancellation is mailed to you
(2) A pro rata refund of the purchase price stated on the VSC is paid within 30 days of the date of cancellation.
(3) The notice states the specific nature of the misrepresentation.
(d) If NESNA cancels this VSC it is liable for any claim reported to NESNA if the claim is reported prior to the effective date of
cancellation and is covered by this VSC. For the purpose of this subdivision, you are deemed to have reported a claim if you
have completed the first step required under this VSC for reporting a claim.
(e) If NESNA cancels this VSC pursuant to subdivision (b), (c), or (d) and pays a claim, or has advised you in writing that it will
pay a claim, NESNA may provide a pro rata rather than full refund, less the amount of any claims paid prior to cancellation.
NOTE: If this VSC was financed, the refund will be paid to the lienholder unless proof of pay-off is submitted.
Transfer: Fee is $25.
Colorado: NESNA is the sole obligor under this VSC and is solely responsible for payment of or reimbursement of all covered
claims. The obligations of NESNA under this VSC are guaranteed under a motor vehicle mechanical reimbursement policy
underwritten by American Bankers Insurance Company of Florida, 11222 Quail Roost Drive, Miami, FL 33157.
3
RC0412-061212 — Revision date: 06/12/12
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