(
2) If any refund is owed pursuant to Section 1794.41 of the Civil Code, the refund is paid within 30 days of the date of
cancellation.
(
3) This VSC ceases to be valid no less than five days after the postmark date of the notice.
(4) The notice states the specific grounds for the cancellation.
(c) NESNA and/or the Lienholder may at any time cancel this VSC for material misrepresentation or fraud by you, conditioned
upon each of the following:
(1) Notice of cancellation is mailed to you
(2) A pro rata refund of the purchase price stated on the VSC is paid within 30 days of the date of cancellation.
(3) The notice states the specific nature of the misrepresentation.
(
d) If NESNA cancels this VSC it is liable for any claim reported to NESNA if the claim is reported prior to the effective date of
cancellation and is covered by this VSC. For the purpose of this subdivision, you are deemed to have reported a claim if you
have completed the first step required under this VSC for reporting a claim.
(e) If NESNA cancels this VSC pursuant to subdivision (b), (c), or (d) and pays a claim, or has advised you in writing that it will
pay a claim, NESNA may provide a pro rata rather than full refund, less the amount of any claims paid prior to cancellation.
N
OTE: If this VSC was financed, the refund will be paid to the lienholder unless proof of pay-off is submitted.
Transfer
: Fee is $25.
Colorado: NESNA is the sole obligor under this VSC and is solely responsible for payment of or reimbursement of all covered
claims. The obligations of NESNA under this VSC are guaranteed under a motor vehicle mechanical reimbursement policy
u
nderwritten by: American Bankers Insurance Company of Florida, 11222 Quail Roost Drive, Miami, FL 33157.
Connecticut: In the event of a dispute regarding the terms of this VSC, Purchaser may file a formal written complaint to State of
C
onnecticut, Insurance Department, P.O. Box 816, Hartford, CT 06142-0816, Attention: Consumer Affairs. The written complaint
must contain a description of the dispute, the purchase or lease price of the vehicle, the cost of repair of the vehicle and a copy
of the VSC.
Should a VSC expire while a vehicle is at a NESNA authorized repair facility for a covered repair, NESNA will complete the repair
[begun prior to the expiration of the VSC (based on the repair order open date).]
Florida: Nissan Security+Plus is administered by Nissan Extended Services North America, Inc., License #60128. The retail
price charged for this VSC is not regulated by the Florida Office of Insurance Regulation.
Cancel
: If the VSC is cancelled within sixty (60) days from the date of purchase, then you will receive a full refund less any claims
paid. If the VSC is cancelled after sixty (60) days, then the refund will be calculated as follows: If the VSC is cancelled by NESNA
and/or the Lienholder, you will receive one hundred percent (100%) of the paid unearned pro rata premium, less a cancellation
fee not to exceed five percent (5%) of the gross premium paid by the VSC holder, and not to exceed $25. If you cancel the
VSC, NESNA shall return directly to you not less than ninety percent (90%) of the unearned pro rata premium, less a cancellation
fee not to exceed five percent (5%) of the gross premium paid by the VSC holder, and not to exceed $25. NESNA remains
responsible for full refunds to you on cancelled VSCs. Your salesperson or agent is responsible for the refund of their unearned
pro rata commission.
Transfer
: Transfer fee is $40.
Georgia: Obligations of NESNA under this VSC are backed by the full faith and credit of the provider.
This VSC shall be non-cancelable by NESNA except for fraud, material misrepresentation or failure to pay the consideration due
therefore.
If you cancel this VSC, NESNA shall refund the excess of the consideration paid for this VSC above the customary short rate for
the expired term of the VSC. Your refund will not be reduced by the amount of the claim.
Under Section 11, “HOW DO I CANCEL MY VSC?”, the last line in the third paragraph is deleted.
Idaho: Obligations of NESNA under this VSC provider are guaranteed under a VSC reimbursement insurance policy. Should
NESNA fail to pay or provide service on any claim within sixty (60) days after proof of loss has been filed, the contract holder is
entitled to make a claim directly to American Bankers Insurance Company of Florida, 11222 Quail Roost Drive, Miami, FL 33157,
Tel. 800-358-8885.
Coverage afforded under this motor vehicle service contract is not guaranteed by the Idaho Insurance Guarantee Association.
Illinois: The cancellation fee is $50 or 10% of the retail price, whichever is lesser. NESNA is the sole obligor under this VSC and
is a) the party responsible for honoring cancellation requests, and b) solely responsible for payment of or reimbursement for all
covered claims.
Iowa: NESNA is the sole obligor under this VSC and is solely responsible for payment of or reimbursement for all covered claims.
Consumers requesting additional information pertaining to this VSC may contact the Iowa Insurance Division at the following
address: Iowa Securities Bureau, Division of Insurance, 340 East Maple Street, Des Moines, IA 50319-0066, Tel. 515-281-
4441.
Kentucky: In consideration of the provisions and stipulations of this VSC, it is agreed that the lienholder identified on the
Vehicle/Agreement Information page shall be provided coverage under this VSC to the extent of its financial interest in the covered
vehicle.
Louisiana: Exclusions: Under Section 11 “HOW DO I CANCEL MY VSC?”, the phrases “provided you have not filed a claim”
and “if you have filed a claim” are deleted.
Maine: Your vehicle is covered under an express dealer warranty for thirty (30) days. The coverage provided under your VSC
begins upon the expiration of :
1. The thirty-day dealer express warranty period.
2. The New Vehicle Limited Warranty, if any.
Missouri: Nissan Security+Plus is administered by Nissan Extended Services North America, Inc., P.O. Box 685004 (A-4-F),
Franklin, TN 37068-5004, Tel. 615-725-1000.
New Hampshire:
1. No cancel or transfer fee will be charged for purchases of VSCs.
2. Replacement of any part may be made with a part of like kind or quality.
3. For terms, conditions and exclusions regarding what is not covered under this VSC, see the appropriate section of the VSC.
4. This VSC covers the specific components set forth therein upon expiration of the manufacturer’s warranty.
New York: Obligations of NESNA under this VSC are backed by the full faith and credit of the provider. VSC holders have the
right to return this VSC, pursuant to Sections 7905(n) and 7903(e) of Article 79 of the state Insurance Law. This VSC contains
a termination provision requiring the VSC provider to mail written notice to the consumer at least 15 days prior to cancellation by
the VSC provider, unless the termination is for nonpayment of the provider fee, material misrepresentation, or substantial breach
of duties by the consumer, pursuant to Section 7905(k) of the state Insurance Law.
4
RA0412-022012
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