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3430
Calculated Industries 3430 Pocket Reference Guide
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Q
UALIFIER
P
LUS
®
III
FX
ADV
ANCED
REAL EST
A
TE FINANCE
CALCULA
TOR with
CASH FLOW
and COMPLETE BUYER QUALIFYING
Model 3430
Pock
et Reference Guide
2
Table of Contents
Table of Contents
3
Key Definitions
5
Examples
11
Date Example
11
Monthly Mortgage (P&I) Payment
11
Enter Payment 1 5 0 0 P
12
Default Chapter
12
Loan Amount
12
Interest Rate
13
Loan Amount Based on Sales Price and down Payment
13
Term of a Loan
14
Setting Tax and Insurance
15
PITI Payment, Total Payment and Interest-Only Payment
16
Quarterly Payment
17
STEPS KEYSTROKES DISPLAY Clear O O
18
Amortization
18
Enter Interest 6 • 5 ˆ
18
Bi-Weekly Loans
19
Enter Term 3 0 T
19
Appreciation
20
Rate 6 ˆ
20
Retirement Savings
21
APR and Total Finance Charges, Including Mortgage Insurance
22
ARM Payment - Lifetime Cap
23
Estimated Tax Savings
25
Enter Interest 7 • 5 ˆ
26
Rent Vs. Buy
26
Clear O O
27
Qualifying Loan Amount
27
Setting Qualifying Ratios
27
Restricted" Vs. "Unrestricted" Qualifying
29
Enter Insurance
32
Enter Tax% 1 • 2 5 S
32
Enter Term
32
Qualifying Comparison (2 Ratios at Once)
32
5 S
34
Income Required and Allowable Monthly Debt
34
80:10:10 Combo Loan Vs. Fixed-Rate Loan with Mortgage Insurance
36
Cash Flow
39
Appendix
41
Default Settings
41
Decimal Place Setting
41
Preference Settings
42
Batteries
42
Reset
42
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Calculated Industries 3430 Specifications
General
Model
3430
Category
Calculator
Display Type
LCD
Power Source
Battery
Manufacturer
Calculated Industries
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