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Calculated Industries 3405 User Manual

Calculated Industries 3405
43 pages
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This equipment has been certified to comply
with the limits for a Class B computing device,
pursuant to Subpart J of Part 15 of FCC rules.
Software copyrighted and licensed to
Calculated Industries, Inc. by
Real Estate Master Technologies, LLC, 2004.
Pocket Reference Guide copyrighted by
Calculated Industries, Inc. © 2004.
Real Estate Master® and Calculated Industries® are
registered trademarks of Calculated Industries, Inc.
ALL RIGHTS RESERVED
CALCULATED INDUSTRIES®
4840 Hytech Drive
Carson City, NV 89706 U.S.A.
1-800-854-8075 Fax: 1-775-885-4949
E-mail: info@calculated.com
www.calculated.com
Designed in the USA
Printed in China
3405PRG-E-B
1/04
R
EAL
E
STATE
M
ASTER
®
III
X
RESIDENTIAL REAL ESTATE
FINANCE CALCULATOR
Model 3405
Pocket Reference Guide
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Calculated Industries 3405 Specifications

General IconGeneral
Model3405
CategoryCalculator
ManufacturerCalculated Industries
Display TypeLCD
Power SourceBattery
Warranty1 Year Limited
FunctionsConstruction math, trigonometry, area, volume

Summary

Key Definitions

Basic Calculator Keys

Defines fundamental keys like Colon, Backspace, Recall, and Memory functions.

Advanced Key Operations

Details keys for clearing, preferences, periodic entries, tax, and loan calculations.

Specialized Financial and Combo Keys

Explains keys for APR, mortgage insurance, ARM, amortization, and combo loans.

Accessing Preference Settings

Examples of Real Estate Finance Calculations

Memory, Commission, and Price Adjustments

Demonstrates memory operations, commission calculation, and price reduction.

Loan Payments, Terms, and Interest Rates

Shows how to calculate monthly payments, loan terms, and interest rates.

Loan Amounts, LTV, and Tax/Insurance

Illustrates calculating loan amounts, LTV, and setting tax/insurance rates.

ARM and Amortization Procedures

Covers ARM payment adjustments and detailed amortization schedules.

Specialized Loan Comparisons

Compares 80:10:10 and 80:15:5 combo loans with fixed-rate loans.

Appendix: Settings and Maintenance

Default Settings and Decimal Places

Details default calculator settings and how to adjust decimal place display.

Battery Replacement and Reset

Provides instructions for replacing batteries and performing a calculator reset.

Legal and Copyright Information

Contains FCC compliance statements and software copyright information.

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