POCKET REFERENCE GUIDE — 6
s ˆ APR (annual percentage
rate), including mortgage
insurance, if entered
P Sales price of property
d Down payment
s T Bi-Weekly loan
a Amortization function
s a Remaining balance
A Adjustable-rate mortgage
s A ARM decreasing interest
% adjustment
s % ARM lifetime interest cap
t Property tax (enter as per-
cent or dollar amount)*
I Property/homeowner’s
insurance (enter as per-
cent or dollar amount)*
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