POCKET REFERENCE GUIDE — 2
KEY DEFINITIONS .................................4
Preference Settings —
How to
Access
...............................................9
EXAMPLES...........................................11
Memory —
Add/Subtract/Multiply
......11
Memory/Storage Registers................12
Finding Commission..........................12
Reduction of Listing Price..................13
Date of Escrow Closing.....................13
Monthly Mortgage (P&I) Payment .....14
Term of a Loan ..................................14
Interest Rate......................................15
Loan Amount .....................................15
Loan Amount Based on Sales Price
and Down Payment.........................16
Loan-to-Value ....................................16
Setting Tax and Insurance.................17
P&I, PITI and Interest-Only
Payments.........................................18
Quarterly Payment.............................19
Estimated Tax Savings ......................20
Rent vs. Buy ......................................21
ARM Payment —
Increasing and
Decreasing Payments
.....................22
Amortization —
Using “Next” Feature
..24
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