P
OCKET REFERENCE GUIDE — 2
s Sets number of displayed
decimal places and acti-
vates 2nd functions
s – Change sign
s x Clear All (Note: perform
with caution as it will reset
calculator to defaults)
s = Preference mode (see
Large User’s Guide for
details)
s ÷ Payments per year
(Default 12, for monthly)
s b Periodic (sets per Period
rather than per Year)
s ) Month offset
s : Odd-days interest
s + Tax bracket %
s p Estimated income tax sav-
ings/after-tax payment
s P Rent vs. Buy
l Loan amount
p P&I, PITI, total payment,
and interest-only payment