8 Contents
File name: HP 12cpt_user's guide_English_110608.DOC Page: 8 of 285
Printed Date: {2009/1/13 Dimension: 14.8 cm x 21 cm
Looping.....................................................................................128
Conditional Branching ................................................................ 131
Section 10:
Program Editing....................................................... 141
Changing the Instruction in a Program Line .................................... 141
Adding Instructions at the End of a Program...................................142
Adding Instructions within a Program ............................................144
Adding Instructions by Replacement .......................................144
Adding Instructions by Branching...........................................146
Section 11:
Multiple Programs.................................................... 151
Storing Another Program ............................................................. 151
Running Another Program............................................................155
Part III: Solutions .......................................................157
Section 12:
Real Estate and Lending............................................158
Annual Percentage Rate Calculations With Fees..............................158
Price of a Mortgage Traded at a Discount or Premium..................... 161
Yield of a Mortgage Traded at a Discount or Premium ....................163
The Rent or Buy Decision .............................................................165
Deferred Annuities ...................................................................... 171
Section 13:
Investment Analysis..................................................174
Partial-Year Depreciation.............................................................. 174
Straight-Line Depreciation...................................................... 174
Declining-Balance Depreciation .............................................179
Sum-of-the-Years-Digits Depreciation .......................................183
Full- and Partial-Year Depreciation with Crossover ...........................187
Excess Depreciation....................................................................194
Modified Internal Rate of Return....................................................195
Black-Scholes Formula for Valuing European Options.......................197
Section 14:
Leasing................................................................... 205
Advance Payments..................................................................... 205
Solving for Payment............................................................. 205
Solving for Yield ................................................................. 209
Advance Payments With Residual ................................................. 212
Solving for Payment.............................................................. 212
Solving for Yield .................................................................. 215