HP 17BIIPLUS - Page 65

5: Time Value of Money 65
(receipts) as positive. Perform a calculation from the point of view of
either the lender (investor) or the borrower, but not both!
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PMT
E
q
ual
p
eriods
E
q
ual
p
a
y
ments
(FV is
Future Value,
if an
y
; e.
g
.
a balloon
p
a
y
ment)
Mone
y
re-
ceived is a
p
ositive
number
Mone
y
p
aid out
is a ne
g
ative
number
(Loan)
Figure 5-3. A Cash Flow Diagram for a Loan from Borrower’s
Point of View (End Mode)
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Loan
Figure 5-4. A Cash Flow Diagram for a Loan from Lender’s
Point of View (End Mode)