NOTICE
NACD makes no warranty or guarantee of any kind, expressed, implied or other-
wise, with regard to the information contained within this manual. NACD assumes
no responsibility for any errors that may appear in this manual and shall not be li-
able under any circumstances for incidental, consequential or punitive damages
in connection with, or arising out of, the use of this manual. The information con-
tained within this manual is subject to change without notice.
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