31|PagemadaUserGuidev1.04
185 Unable to verify PIN (Visa 83) Decline
188 Offline declined Decline
190 Unable to go online – Offline declined Decline
200
Do not honor
Decline
201 Expired card Decline
202 Suspected fraud (To be used when ARQC validation fails) Decline
203 Card acceptor contact acquirer Decline
204 Restricted card Decline
205 Card acceptor call acquirer’s security department Decline
206 Allowable PIN tries exceeded Decline
207 Special conditions Decline
208 Lost card Decline
209 Stolen card Decline
210 Suspected counterfeit card Decline
400 Accepted Accepted
902 Invalid transaction Decline
903 Re-enter transaction Decline
904 Format error Decline
906 Cutover in process Decline
907 Card issuer or switch inoperative Decline
908 Transaction destination cannot be found for routing Decline
909 System malfunction Decline
910 Card issuer signed off Decline
911 Card issuer timed out Decline
912 Card issuer unavailable Decline
913 Duplicate transmission Decline
914 Not able to trace back to original transaction Decline
915 Reconciliation cutover or checkpoint error Decline
916 MAC incorrect (permissible in 1644) Decline
917 MAC key sync Decline
918 No communication keys available for use Decline
919 Encryption key sync error Decline
920 Security software/hardware error – try again Decline
921 Security software/hardware error – no action Decline
922 Message number out of sequence Decline
923 Request in progress Decline
940 Unknown terminal Decline
942 Invalid Reconciliation Date Decline