0RUWRQ
Z
6\VWHP 6DYHU
Z
,QVWDOODWLRQ 2SHUDWLRQ 0DQXDO
$GGLQJ 6DOW
5HPRYH WKH 6DOW 6WRUDJH 7DQN )URQW &RYHU DQG FKHFN WKH VDOW VWRUDJH OHYHO IUHTXHQWO\ ,IWKH
FRQGLWLRQHUXVHV DOO WKH 0RUWRQX 6\VWHP 6DYHUX 3HOOHWV EHIRUH \RX UHILOO LW \RX ZLOO JHW KDUG ZDWHU
8QWLO \RX KDYH HVWDEOLVKHG D UHILOOLQJ URXWLQH FKHFN WKH VDOW HYHU\ WZR RU WKUHH ZHHNV $/:$<6
UHILOO LI OHVV WKDQ IXOO %HVXUHWKH%ULQHZHOO&RYHULVRQ
127( ,Q KXPLG DUHDV LW LV EHVW WR NHHS WKH VDOW VWRUDJH OHYHO ORZHU DQG WR
UHILOO PRUH RIWHQ
5(&200(1'(' 6$/7 :H UHFRPPHQG XVLQJ 0RUWRQX 6\VWHP 6DYHUX 3HOOHWV LQ WKH IDPLOLDU
\HOORZ EDJ )RU VRIW ZDWHU QRWKLQJ ZRUNV KDUGHU *XDUDQWHHGX
6$/7 127 5(&200(1'(' 5RFN VDOW KLJK LQ LPSXULWLHV EORFN JUDQXODWHG WDEOH LFH
PHOWLQJ LFH FUHDP PDNLQJ VDOWV HWF DUH QRW UHFRPPHQGHG
6$/7 :,7+ ,521 5(029,1* $'',7,9(6 6RPH VDOWV KDYH DQ DGGLWLYH WR KHOS D ZDWHU
FRQGLWLRQHU KDQGOH LURQ LQ D ZDWHU VXSSO\ )RU WKLV ZH UHFRPPHQG 0RUWRQX 5XVW 5HPRYHU 6XSHU
3HOOHQVX VDOW LQ WKH JUHHQ EDJ
%UHDNLQJ $ 6DOW %ULGJH
6RPHWLPHV D KDUG FUXVW RU VDOW EULGJH IRUPV LQ WKH EULQH WDQN ,W LV XVXDOO\ FDXVHG E\ KLJK KXPLGLW\
RU WKH ZURQJ NLQG RI VDOW :KHQ WKH VDOW EULGJHV DQ HPSW\ VSDFH IRUPV EHWZHHQ WKH ZDWHU DQG WKH
VDOW 7KHQ VDOW ZLOO QRW GLVVROYH LQ WKH ZDWHU WR PDNH EULQH :LWKRXW EULQH WKH UHVLQ EHG GRHV QRW
UHJHQHUDWH DQG \RX ZLOO KDYH KDUG ZDWHU
,I WKH VWRUDJH WDQN LV IXOO RI VDOW LW LV KDUG WR WHOO LI \RX KDYH D VDOW EULGJH 6DOW LV ORRVH RQ WRS EXW
WKH EULGJH LV XQGHU LW 7DNH D EURRP KDQGOH RU OLNH WRRO DQG SXVK LW VWUDLJKW GRZQ LQWR WKH VDOW
,I D KDUG REMHFW LV IHOW LW·V PRVW OLNHO\ D VDOW EULGJH &DUHIXOO\ SXVK LQWR WKH EULGJH LQ VHYHUDO SODFHV
WR EUHDN LW '2 127 XVH DQ\ VKDUS RU SRLQWHG REMHFWV DV \RX PD\ SXQFWXUH WKH WDQN
%URRP
+DQGOH
3XVK 7RRO LQWR 6DOW
%ULGJH WR %UHDN
6DOW
6DOW %ULGJH
:DWHU /HYHO
3HQFLO
0DUN
l l
)LJXUH