4 — Q
UALIFIER
P
LUS
®
III
X
“Unrestricted” Qualifying ............................................................57
Qualifying Comparison (Comparing 2 Different Loans or Ratios
at Once)..................................................................................58
Finding Income Required and Allowable Monthly Debt.............59
Solving for Actual Qualifying Ratios...........................................60
1ST AND 2ND TRUST DEEDS (COMBO LOANS).....................61
Combo Loan (80:10:10) vs. Fixed-Rate Loan with Mortgage
Insurance................................................................................62
Combo Loan (80:15:5) vs. Fixed-Rate Loan with Mortgage
Insurance................................................................................64
Combo Loan —
Entering a New LTV
........................................66
APPENDIX .......................................................................................68
Default Settings..........................................................................68
Reset..........................................................................................68
Error Codes................................................................................68
Auto Shut-Off .............................................................................69
Batteries.....................................................................................69
Repair and Return......................................................................69
Warranty.....................................................................................70
Legal Notes................................................................................71
Looking For New Ideas..............................................................71
INDEX .............................................................................................72