HP 17bII - Page 65

5: Time Value of Money 65
File name : English-M02-1-040308(Print).doc Print data : 2004/3/9
(receipts) as positive. Perform a calculation from the point of view of
either the lender (investor) or the borrower, but not both!
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PMT
Equal periods
Equal payments
(FV is
Future Value,
if any; e.g.
a balloon
payment)
Money re-
ceived is a
positive
number
Money paid out
is a negative
number
(Loan)
Figure 5-3. A Cash Flow Diagram for a Loan from Borrower’s
Point of View (End Mode)
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Loan
Figure 5-4. A Cash Flow Diagram for a Loan from Lender’s
Point of View (End Mode)