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HP 95LX - Page 46

HP 95LX
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Creating
Amortization
Tables
The
Calculatoritself
has
no
built-in
storage
place
to
receive
an
amortization
table.
Because
amortization
is
an
iterative
process,
you
will
probably
find
it
most
useful
either
to
print
the
table
asitis
created
or
to
store
the
resultsin
a
1-2-3
spreadsheet.
To
print
out
the
amortization
table
for
a
fixed-term,
fixed-rate,
fixed
payment
loan:
To
Enter
the
values
in
the
main
TVM
screen
and
solve
as
usual.
.
Press
(F2)
(RIM=IMA)
to
move
to
the
amortization
menu.
Make
sure
your
printer
is
properly
connected
(see
pages
90-91)
and
then
press
(MENU),
(P)rint,
Dlata.
You
should
see
|@i84RMl
in
the
upper-right
hand
corner
of
the
display.
Type
the
number
payments
you
want
to
amortize
as
a
group,
and
press
(F2)
(EX).
If
you
don’t
type
a
number,
pressing
(F2)
(fl)
will
use
the
number
of
payments
in
a
year
as
a
default.
The
amortization
for
the
first
group
will
be
printed.
Type
in
the
number
of
groups
remaining
to
be
amortized
and
press
(<&}-{F2).
For
example,
if
the
loan
period
is
15
years
and
you
are
using
groups
of
12
payments
(i.e.
you're
amortizing
each
year
as
a
group),
then
after
printing
the
first
group
in
step
4
above,
you
only
have
14
groups
more.
Thus,
in
this
case,
you
would
type
14
and
press
({}F2).
When
the
printing
has
finished,
press
(MENU),
(Print,
(Data
again
to
turn
the
printing
off.
send
an
amortization
table
to
a
1-2-3
spreadsheet:
.
Open
the
1-2-3
spreadsheet
and
move
the cursor
to
the
upper
left-hand
cell
of
the
range
where
you
want
to
begin
receiving
the
amortization
data.
Note
that
the
table
will
be
eight
columns
wide
and
with
two
more
rows than
the
number
of
groups
in
your
amortization.
Press
[),
(T)VM.
Enter
the
values
in
the
TVM
screen
and
solve
for
the
missing
variable.
3.
Press
(F2)
(RIERA
to
move
to
the
amortization
menu.
46
Press
(Ems).
You
will
see
the
current
spreadsheet.
Confirm
that
the
cursoris
located
in
the
upper
left-hand
cell
of
the
target
range
and
press
(ENTER).
You
will
see
FEE
in
the
upper
right-hand
corner
of
the
display.
Type
in
the
number
payments
you
want
to
group
onto
each
line
in
the
table,
and
press
(F2)
(HX).
If
you
don’t
type
anumber,
pressing
(F2)
(BX)
will
use
the
number
of
payments
in
a
year
(P/YR)
as
a
default.
The
amortization
for
the
first
group
will
be
printed.
2.
ANALYZING
INFORMATION

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