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152 Section 11: Multiple Programs

File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 152 of 275

Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm

Keystrokes

(RPN mode)

Display

028, 44 0

029, 45 0

030, 42 11

031, 43 31

032, 34

033, 43 31

029

034,43, 33, 029

Keys in program

Keystrokes

(ALG mode)

Display

Sets calculator to Program

mode.

gi.

033

033,43, 33, 025

Sets calculator to last line

keyed into program memory.

034, 44 0

035, 45 0

036, 42 11

037, 43 31

038, 34

039, 43 31

035

040,43, 33, 035

Keys in program

Introduction3
- About this Handbook3
- Financial Calculations in the United Kingdom4
- For more Solutions to Financial Problems4
Part I: Problem Solving15
Getting Started16
- Power on and off16
  - Low-Power Indication16
  - Adjusting the Display Contrast16
- Section 1: Getting Started16
- The Keyboard16
- Simple Arithmetic Calculations in RPN Mode21
- Simple Arithmetic Calculations in ALG Mode22
- Chain Calculations in RPN Mode23
- Chain Calculations in ALG Mode26
- Parentheses Calculations26
- Storage Registers27
Percentage and Calendar Functions31
- Percentage Functions31
- Calendar Functions37
Basic Financial Functions41
- The Financial Registers41
- Simple Interest Calculations42
- Financial Calculations and the Cash Flow Diagram44
- Compound Interest Calculations49
- Amortization69
Additional Financial Functions72
- Discounted Cash Flow Analysis: NPV and IRR72
- Bond Calculations82
  - Bond Price82
  - Bond Yield83
- Depreciation Calculations84
Additional Operating Features86
- Continuous Memory86
- Section 5: Additional Operating Features87
- The Display87
- The Key in RPN Mode90
- The Key in RPN Mode91
  - Arithmetic Calculations with Constants91
  - Recovering from Errors in Digit Entry92
Statistics Functions93
- Accumulating Statistics93
- Section 6: Statistics Functions93
- Correcting Accumulated Statistics94
- Mean94
- Standard Deviation96
- Linear Estimation97
- Weighted Mean99
Mathematics and Number-Alteration Functions100
- One-Number Functions100
- The Power Function in RPN Mode102
- The Power Function in ALG Mode102
Part II: Programming103
Programming Basics104
- Creating a Program104
- Section 8: Programming Basics104
- Why Use Programs104
- Running a Program106
- Program Memory108
- Executing a Program One Line at a Time114
- Interrupting Program Execution117
  - Pausing During Program Execution117
  - Stopping Program Execution122
Branching and Looping125
- Simple Branching125
- Looping126
- Conditional Branching129
Program Editing139
- Changing the Instruction in a Program Line139
- Section 10: Program Editing139
- Adding Instructions at the End of a Program140
- Adding Instructions Within a Program142
  - Adding Instructions by Replacement142
  - Adding Instructions by Branching144
Multiple Programs149
- Section 11: Multiple Programs149
- Storing Another Program149
- Running Another Program153
Part III: Solutions155
Real Estate and Lending156
- Annual Percentage Rate Calculations with Fees156
- Section 12: Real Estate and Lending156
- Price of a Mortgage Traded at a Discount or Premium159
- Yield of a Mortgage Traded at a Discount or Premium161
- The Rent or Buy Decision163
- Deferred Annuities169
Investment Analysis171
- Partial-Year Depreciation171
- Section 13: Investment Analysis171
- Full- and Partial-Year Depreciation with Crossover184
- Excess Depreciation191
- Modified Internal Rate of Return192
- Black-Scholes Formula for Valuing European Options194
Leasing202
- Advance Payments202
- Advance Payments with Residual209
  - Solving for Payment209
  - Solving for Yield212
Savings213
- Nominal Rate Converted to Effective Rate213
- Effective Rate Converted to Nominal Rate215
- Continuous Rate Converted to Effective Rate216
Bonds217
- 30/360 Day Basis Bonds217
- Annual Coupon Bonds222
Appendices227
Appendix A: RPN and the Stack228
- Getting Numbers into the Stack: the Key229
  - Termination of Digit Entry230
  - Stack Lift230
- Rearranging Numbers in the Stack230
  - The Key230
- One-Number Functions and the Stack231
- Two-Number Functions and the Stack231
  - Mathematics Functions231
  - Percentage Functions232
- Calendar and Financial Functions233
- The LAST X Register and the Key234
- Chain Calculations in RPN Mode234
- Arithmetic Calculations with Constants235
Appendix B: Algebraic Mode (ALG)237
- Simple Arithmetic Calculations in ALG Mode237
- Keying in Negative Numbers238
- Chain Calculations in ALG Mode238
- The Key in ALG Mode239
- The History Stack in ALG Mode239
- Parentheses Calculations240
- Percentage Functions241
  - Percent Difference241
  - Percent of Total242
- The Power Function242
Appendix C: more about L243
Appendix D: Error Conditions245
- Error 0: Mathematics245
- Error 1: Storage Register Overflow246
- Error 2: Statistics246
- Error 3: IRR246
- Error 4: Memory246
- Error 5: Compound Interest247
- Error 6: Storage Registers248
- Error 7: IRR248
- Error 8: Calendar249
- Error 9: Service249
- Pr Error249
Appendix E: Formulas Used250
- Percentage250
- Interest250
  - Simple Interest250
  - Compound Interest251
- Amortization251
- Discounted Cash Flow Analysis252
  - Net Present Value252
  - Internal Rate of Return252
- Calendar252
  - Actual Day Basis252
  - 30/360 Day Basis252
- Bonds253
- Black-Scholes Formula for Valuing European Options254
- Depreciation254
- Modified Internal Rate of Return256
- Advance Payments256
- Interest Rate Conversions256
  - Finite Compounding256
  - Continuous Compounding256
- Statistics257
- The Rent or Buy Decision258
Appendix F: Battery, Warranty, and Service Information259
- Battery259
- Low-Power Indication259
  - Installing a New Battery260
- Verifying Proper Operation (Self-Tests)261
- Warranty263
- Service264
- Regulatory Information265
- Temperature Specifications266
- Noise Declaration266
- Disposal of Waste Equipment by Users in Private Household in the European Union266
Appendix G: United Kingdom Calculations267
- Mortgages267
- Annual Percentage Rate (APR) Calculations268
- Bond Calculations268
Function Key Index269
Programming Key Index272
Subject Index274

Type	Financial Calculator
Display	LCD, 10 digits
Manufacturer	Hewlett-Packard
Programming	Keystroke
Memory	20 memory registers
Functions	statistical functions
Dimensions	12.7 x 7.87 x 1.52 cm (5 x 3.1 x 0.6 in)

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