HP 39gs Quick Start Guide

40 Getting Started
Getting Started40
Table 1-9 Finance Aplet Summary
Summary of Functionality View Name and Display
The top page of the Finance Aplet lets you enter and solve TVM problems. The fields are:
• N: total number of periods or payments
• I%/YR: the nominal annual interest rate
• PV: present value at the start of the cash flow
• PMT: the payment due per period
• P/YR: the number of payments made in a year
• END: whether payment is made at the beginning or end of each period
• FV: the value at the end of the cash flow
The menu contains the following additional functions:
• EDIT: edit the current value
• : enter the Aplet's amortization page
• SOLVE: solve for the selected variable
Financial TVM View
Example 1
You finance the purchase of a house with a 30-year loan at 6.5% annual interest. The cost
of the house is $180,000 and you make a down payment of $30,000. How much are the
required monthly payments? Assume payments start at the end of the first period. The figure
to the right shows the setup.
Example 1 Setup

HP 39gs Specifications

General

Type	Scientific
Form factor	Pocket
Product color	Gray
Internal memory	0.256 MB

Weight and Dimensions

Weight	249 g
Dimensions (WxDxH)	187 x 94 x 31 mm