Chip and PIN Transactions
Transaction processing in the UK is predominantly Chip and PIN. Using this method of
payment it is possible to utilise technology to provide major security enhancements helPINg in
the fight against fraud. You the merchant should always endeavour to process a transaction
via Chip and PIN whenever and wherever possible.
Due to the nature of the processing the Card has a much greater say in the processing and
ultimately authorisation of the transaction, please be aware that it is not just the Host (bank)
as before with Swiped and Keyed transactions that is controlling the process. The Chip on the
customer’s card holds vital information and is an integral part of all Chip and PIN transactions.
Chip and Pin Sale
Press F0 to select SALE.
For all chip transactions the card is inserted into the device chip end
first and facing upwards.
Now key in the value of the transaction and press the ENTER key
. If a mistake is made press the yellow back space key to
delete the amount and try again.
Request the customer to key in their PIN and press ENTER. The terminal
should now be returned to the merchant.
The terminal will now communicate with the Bank’s Host system and
obtain an Authorisation Code. Once complete a receipt will be printed.
18 VeriFone Apacs 40 User Guide
2/2/6 Sale
Refund
Reports
Services
Reversal
Duplicate
Sale
Insert Swipe
Or Enter
Account#
Maestro Sale
Acct #
1234567890
Amount £0.00
Maestro
Amount:
£10
Enter Pin
Acct #
1234567890
Amount £0.00
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