HP HP-18C User Manual

To calculate an amortization schedule, starting from the MAIN menu:
1. Press "" then _ to display the primary TVM menu.
2. Press .1 CLEAR ALL 1 to clear N, 1% YR, PV, PMT, and FV to O.
3. Key in the annual interest rate and press II1I£I.
4. Key in the amount of the loan (the principal) and press .. .
5. Key in the amount of the periodic payment* (using EfJ to change
the sign) and press Ell .
6. Press IiIDID to display the rest of the TVM menu.
7. If necessary, change the number of payments per year by keying
in
the value and pressing .. .
8. If necessary, change the Begin/End mode by pressing " or
.. .
9. Press 1mID.
10. Key in the number of payments to be amortized and press
.. . The HP-18C displays the payments amortized , the bal-
ance of the loan, and the amount applied toward interest.
11. To display the amount applied toward the principal, press
.. .
12. You can use the IIBIII or aD'ilII keys to redisplay those values
on the calculator line.
13. To continue calculating the schedule for subsequent payments,
do a or b:
a. Key in the number of succeeding payments to be amortized
and press .. .
b. Press BIll to use the previously stored value for #P.
* If you must calculate the periodic payment, substitute these instructions for steps 5 through
8, above :
1. Key in the total number of payments and press .. .
2. Press IiiIID to display the secondary TVM menu.
3. If you must change the number of payments per year, key in the value and press
... .
4. If necessary. change the Begin/End mode by pressing IBID or _ .
5. Press I EXIT I to display the primary TVM menu.
6. Press _ to calculate the payment.
7. Press 1iiIID.
4: Time Value of Money 67

HP HP-18C Specifications

General

Brand	HP
Model	HP-18C
Category	PDA
Language	English