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HP HP-18C - Page 69

HP HP-18C
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To
calculate
an
amortization
schedule,
starting
from
the
MAIN
menu:
1.
Press
""
then
_ to
display
the
primary
TVM
menu.
2.
Press
.1
CLEAR
ALL
1 to clear
N,
1%
YR,
PV,
PMT,
and
FV
to
O.
3.
Key
in
the
annual
interest
rate
and
press II1I£I.
4.
Key in
the
amount
of
the
loan
(the principal)
and
press
..
.
5.
Key in
the
amount
of
the
periodic
payment*
(using
EfJ
to
change
the
sign)
and
press
Ell
.
6.
Press
IiIDID
to
display
the
rest
of
the
TVM
menu.
7.
If
necessary,
change
the
number
of
payments
per
year
by
keying
in
the
value
and
pressing
..
.
8.
If
necessary,
change
the
Begin/End
mode
by
pressing "
or
..
.
9.
Press 1mID.
10.
Key
in
the
number
of
payments
to
be
amortized
and
press
..
.
The
HP-18C
displays
the
payments
amortized
,
the
bal-
ance
of
the
loan,
and
the
amount
applied
toward
interest.
11.
To
display
the
amount
applied
toward
the
principal,
press
..
.
12.
You
can
use
the
IIBIII
or
aD'ilII keys to
redisplay
those values
on
the
calculator line.
13.
To
continue
calculating
the
schedule
for
subsequent
payments,
do
a
or
b:
a.
Key
in
the
number
of
succeeding
payments
to
be
amortized
and
press
..
.
b.
Press
BIll
to
use
the
previously
stored
value for #P.
*
If
you
must
calculate
the
periodic
payment,
substitute
these instructions for steps 5
through
8,
above
:
1.
Key
in
the
total
number
of
payments
and
press
..
.
2.
Press
IiiIID
to
display
the
secondary
TVM
menu.
3.
If
you
must
change
the
number
of
payments
per
year, key in
the
value
and
press
...
.
4.
If
necessary.
change
the
Begin/End
mode
by pressing
IBID
or
_ .
5.
Press I
EXIT
I to
display
the
primary
TVM
menu.
6.
Press _ to calculate
the
payment.
7.
Press 1iiIID.
4:
Time
Value
of
Money
67

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