Code Display Cause/Acon
51 CANNOT PAY Obtain another form of payment
Advise cardholder to contact card issuer
52 WRONG ACCOUNT
Retry the transacon, selecng a different account
If the transacon is declined again, obtain another
form of payment
Advise cardholder to contact card issuer
53 WRONG ACCOUNT
Retry the transacon, selecng a different account
If the transacon is declined again, obtain another
form of payment
Advise cardholder to contact card issuer
54
EXPIRED CARD CANNOT
PAY
Check the card expiry date
Obtain another form of payment
Advise cardholder to contact card issuer
55 INVALID PIN The cardholder has entered the wrong PIN
Retry the transacon with the correct PIN
56 CONTACT CARD ISSUER Obtain another form of payment
Advise cardholder to contact card issuer
58 INVALID TRANSACTION Obtain another form of payment
Advise cardholder to contact card issuer
59 CANNOT PAY Obtain another form of payment
Advise cardholder to contact card issuer
61 CANNOT PAY Obtain another form of payment
Advise cardholder to contact card issuer
62 CANNOT PAY Obtain another form of payment
Advise cardholder to contact card issuer
65 CANNOT PAY Obtain another form of payment
Advise cardholder to contact card issuer
75 CANNOT PAY Retry the transacon
If the transacon is declined again, obtain another
form of payment
Advise cardholder to contact card issuer
90 PLEASE RETRY Retry the transacon
If the transacon is declined again, obtain another
form of payment
Advise cardholder to contact card issuer
91 ISSUER NOT AVAILABLE Bank is unavailable; retry the transacon