57
5 No Cheque Account The Cheque account was selected for
the transaction, but one is not attached
to the card
5 No Savings Account The Savings account was selected for
the transaction, but one is not attached
to the card
54 Expired Card The Card Issuer has advised that the card
used for the transaction is expired or has
been replaced
55 Incorrect PIN The PIN entered by the cardholder is not
valid for the card used
58 Not Permitted This type of transaction is not permitted
to be performed at this terminal
6 Exceeds Limit The transaction amount exceeds the daily
or weekly withdrawal limit
65 Exceeds Frequency The number of transactions exceeds the
number allowed by the Card Issuer
75 PIN Retried Exceeded The allowable number of pin retries has
been exceeded for the card
76 Approved The transaction was approved but the
terminal will perform an automatic sign
on for security reasons
9 System Inoperative The Switch or Card Issuer is currently
not available
96 System Malfunction The Switch has experienced a serious
malfunction or the message is unable
to be processed due to invalid details
in one or more fields
97 Totals Reset Settlement has been processed and the
terminal totals have been reset
98 MAC Error The Switch has identified a possible
security error or the message is unable
to be processed due to invalid details
in one or more fields
N Upgrade Available Transaction approved – a new version
of terminal
N PIN PAD Error Transaction declined – the PINPAD connected
to the terminal is invalid and cannot be used
on the terminal