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2. CARDS YOU CAN ACCEPT
Credit Cards
Cardholders can use credit cards (Visa®, MasterCard® and UnionPay) to perform
transactions through the ANZ terminal on their credit card accounts. Cardholders
can also access cheque and savings accounts where those accounts are linked to the
credit card. Cardholders can access these accounts through the ANZ terminal using
their PIN (Personal Identication Number) and in certain circumstances, their signature.
Cardholders can also use their contactless card or Smartphone to make the purchase by
tapping the terminal’s contactless reader. For contactless transactions under the certain
purchase value, PIN or signature may not be required to verify a transaction.
Debit Cards
Cardholders possessing a debit card will use a PIN for verication in most circumstances.
Cardholders can also use their contactless card or Smartphone to make the purchase by
tapping the terminal’s contactless reader. For contactless transactions under or equal to
the certain purchase value (AUD $100.00), PIN or signature may not be required to verify
a transaction.
Note: Debit Cards are not allowed to process Paper Voucher or Manual transactions
unless Authorisation has been obtained (refer to section 1.4 Floor Limits).
Charge Cards
Processing charge cards is essentially the same as processing credit card transactions.
To accept charge cards, you must have an agreement with the charge card Issuer (e.g.
Diners Club, American Express and JCB).
Note: Pre-authorisation transactions still require you to swipe or insert the customer’s
debit cards and credit cards in order to complete the transaction. You are unable to tap
the customer’s contactless card or Smartphone to complete these transactions.