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14 Glossary.
Charge Card
American Express, Diners Club or JCB card�
Credit Card
Mastercard
®
, Visa or UnionPay card.
CCV Number (Card Check Value)
An additional security feature used in transactions where
the cardholder is not present (MOTO or ECI)�
Debit Card
A card that gives the customer access to a cheque or
savings account� The customer must be present when
accessing these account types� Details cannot be hand-
keyed into an EFTPOS terminal�
Merchant ID
An eight digit number used to obtain an authorisation
code for credit card transactions� This number is unique to
your terminal, and can be found on any of the following:
• A receipt printed on your terminal
• Your merchant statement�
Merchant Password
A merchant password is required for refunds and certain
terminal functions� Ensure you keep your password
secure so only authorised personnel can access
thesefunctions.
MOTO (Mail Order or
Telephone Order)
Transactions initiated by mail or telephone are known
as MOTO�
This is only available for approved merchants.
PAN (Primary Account Number)
The unique payment card number (typically for Credit or
Debit cards) that identies the issuer and the particular
cardholder account)�
PIN (Personal Identication
Number)
A number used as a security access code for
EFTPOStransactions.
TRAN (Transaction Reference
Number)
The transaction reference number is an invoice number,
found on your terminal receipt�