VeriFone EFTPOS 1 - 4.7 Pre-Authorisation.

EFTPOS 1 USER GUIDE
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4.7 Pre-Authorisation.
The Pre-Authorisation feature is optional� You may enable or disable this feature by contacting
the Merchant Helpdesk�
A Pre-Authorisation is used to reserve funds on a card for a sale to be processed at a later date�
Car rental companies and hotels/motels most commonly use this function� The funds are not
debited from the cardholder’s account until the nal payment is processed. A Pre-Authorisation
completion must be performed to process the nal payment.
Note:
• Pre-Authorisation transactions can only be performed on scheme credit and debit cards
such as Visa or Mastercard, when the cardholder selects credit, and charge cards such as
AmericanExpress etc and only where you have been authorised to do so.
• It is important that the Pre-Authorisation receipt is retained to enable you to complete
thePre-Authorisation easily. The system retains Pre-Authorisation information for
30calendardays.
• Visa and Mastercard Pre-Authorisations will be held on the customer’s card for a period of up
to 30 days unless the Pre-Authorisation is completed or cancelled� The length of time funds are
held on other card schemes varies depending on the rules set by the cardholder’s issuing bank�
• Refer to the table below for the actions you can perform on a Pre-Authorisation transaction,
byscheme.
Supported Transactions by Scheme
Transaction Type
Visa Mastercard American Express JCB Diners Club China Union Pay Domestic Debit (Sav/ Chq)
Pre-Authorisation
✓ ✓ ✓ ✓ ✓ ✓ ✗
Pre-Authorisation
Completion
✓ ✓ ✓ ✓ ✓ ✓ ✗
Pre-Authorisation
Full Cancellation
✓ ✓ ✗ ✗ ✗ ✓ ✗
Pre-Authorisation
Partial Cancellation
✓ ✓ ✗ ✗ ✗ ✗ ✗
Pre-Authorisation
Extend
✓ ✓ ✗ ✗ ✗ ✗ ✗
Pre-Authorisation
Top-Up
✓ ✓ ✗ ✗ ✗ ✗ ✗
Account Verify
✓ ✓ ✗ ✗ ✗ ✗ ✗