Sale Refund
43
Some card types support contactless technology. This is the ability for a payment to be taken by simply
holding the card in close proximity (a few millimetres) to the terminal. This is known as ‘presenting’ the
card. This method of payment is for small transactions and is designed to speed up the entire process.
Contactless technology is available as standard on the Spire Payments SP terminal family.
The card must be placed close to the display area (within a few
millimetres) for several seconds during which time the LEDs
will indicate the read status (see LED status table below).
Contactless transactions are only permissible under £15.00 (2014 figure). If the amount entered
for the transaction is above this limit you will be prompted to perform a Chip and PIN or Swipe transaction.
A contactless transaction will neither prompt for the cardholder’s PIN nor signature. However, depending
on previous contactless use on the card, it may prompt the terminal to revert to a Chip and PIN
transaction for security purposes.
A merchant receipt is printed with every contactless transaction, but the printing of a customer
receipt is optional. The skipping of this step speeds up the transaction process further.
The following transactions are permissible with a contactless card:
If a transaction type not listed above is requested by a contactless card, the terminal will prompt
for a Chip and PIN (or Swipe) transaction.
Presenting A Contactless Card
How To Present A Contactless Card
Contactless Limits
Cardholder Authentication
Receipts
Contactless Transactions Supported
• •
Presenting A Contactless Card
Page 43.