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Texas Instruments TI-82 STATS

Texas Instruments TI-82 STATS
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14–14 Financial Functions
82D362~1.DOC TI-83 international English Bob Fedorisko Revised: 10/26/05 1:42 PM Printed: 10/27/05 2:59
PM Page 14 of 14
To display the FINANCE VARS menu, press y [FINANCE] ~.
You can use
TVM variables in TVM functions and store values to
them on the home screen.
CALC VAR
S
1: Ú Total number of payment periods
2: æ
ææ
æ Annual interest rate
3: PV Present value
4: PMT Payment amount
5: FV Future value
6: P/Y
N
umber of payment periods per year
7: C/Y
N
umber of compounding periods/year
Ú
ÚÚ
Ú, æ
ææ
æ, PV, PMT, and FV are the five TVM variables. They
represent the elements of common financial transactions, as
described in the table above.
æ
ææ
æ is an annual interest rate that is
converted to a per-period rate based on the values of
P/Y and
C/Y.
P/Y is the number of payment periods per year in a financial
transaction.
C/Y is the number of compounding periods per year in the same
transaction.
When you store a value to
P/Y, the value for C/Y automatically
changes to the same value. To store a unique value to
C/Y, you
must store the value to
C/Y after you have stored a value to P/Y.
Using the TVM Variables
FINANCE VARS
Menu
Ú
ÚÚ
Ú, æ
ææ
æ, PV, PMT,
FV
P/Y and C/Y

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