WebSphere and e-business 583
WebSphere and e-business
• Add new merchant customers
• Remove existing ones
• View or edit sensitive customer business data stored on the system
• Modify the system, such as adding new payment types or cassettes
• Set the privileges or restrictions for other employees or customers
There is an exported data model to secure customer-critical business data. This assures that
access to merchant financial information is protected and access to merchant data is
restricted. Access to merchant data from business applications is secure.
Medium, large, and enterprise companies can process business-to-consumer and
business-to-business payments by connecting to a suitable gateway, and, using SET, an
industry-standard protocol, or a proprietary protocol such as CyberCash, or other protocols
served through the use of independently developed and installed cassettes. Combined with
IT services (in-house or contracted), Payment Manager can integrate existing front end or
back-office business systems to:
• Manage sophisticated payment options in demand by ERP systems.
• Solve payment needs for corporations with multiple distant branch locations.
Payment processing management means that catalog and order management applications
are integrated using APIs to perform functions such as:
• Securing credit authorization while the customer is still present
• Charging the customer only after the product is shipped
• Collecting payment when a back-ordered product is shipped at a later date
• Crediting a customer account when an item is returned
Flexibility allows the exploitation of the multipayment framework to choose the financial
institution that fits business needs. Additional payment choices can be created when needed.
WebSphere Payment Manager manages Internet payment transactions for e-commerce. It
includes:
• MPF application
• Cassette for SET
• Test cassette to verify installation and setup
• Cassette for CyberCash CashRegister Service, Version 3 (available separately,
initially only in the U.S. and Canada)
• Hosting service for businesses that outsource payments
• Integration of payments into catalog software and business processes
• Processing of credit card and other Internet payment methods
• Straightforward, automated installation
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