Calyx Point 7 - Equal Credit Opportunity Act; Flood Insurance Disclosure; Patriot Act Disclosures; Privacy Policy Disclosure

Point User Guide 151
Forms
Equal Credit Opportunity Act
This form discloses to the borrowers that, according to the Federal Equal Credit
Opportunity Act, they do not have to disclose income from alimony, child support, or any
separate maintenance payment. The borrower’s name and property information flows
from other forms in their file and will automatically print on this disclosure.
This form has no input screens. It is available to print only from a borrower file by selecting
File > Print and selecting the form from the
Borrower Forms dialog box.
Flood Insurance Disclosure
This form is print-only with no input screens. All pertinent information is populated from
other screens, which should be completed before you attempt to print the form.
It is available to print from a borrower file by selecting File > Print, and selecting the Forms
tab from the
Borrower Forms dialog box.
Patriot Act Disclosures
To comply with the USA Patriot Act, Patriot Act disclosures are required to be completed
by all financial institutions.
The forms consist of:
• Borrower Identification
• Co-Borrower Identification
• Organization Identification
• Patriot Act Information Disclosure
Privacy Policy Disclosure
The Privacy Policy Disclosure is a generic print-only disclosure about customer
confidentiality that explains how information is gathered and with whom it is shared.
Servicing Disclosure Statement
The Mortgage Servicing Transfer Disclosure Statement discloses to the borrowers
their rights concerning the possible transfer of their loan servicing.
Because the disclosure contains no specific information about the borrowers except their
names, which are populated from other forms, it has no input screens.
When you print the disclosure, the default settings in the Utilities menu are automatically
included. It is available to print only from a borrower file.
Forms
Borrower and prospect information screens
The information screens contain general information about the borrower, subject property,
and loan type. When a loan file is opened in Point, the information screen is displayed
first. Information screens are used for prospects, borrowers, and co-borrowers. The
Related information
To set defaults for the Servicing Transfer Disclosure Statement, see
Specifying default settings for the Servicing Disclosure statement, on
page41.