504 Calyx Software
completing
for conventional loans
120
for FHA purchase loans 176
for FHA refinance loans 182
estimated closing costs 126
FHA allowable fee 122
Government Recording and Transfer Charges
124
HE & Oblig 120
itemized fees
advance loan fees
122
impound account 123
loan fees 121
tax payments 124
title charges 124
Items Payable in Connection with Loan 121
Items Required by Lender to be Paid in
Advance
122
loan program template 353
mortgage insurance 119
paid outside of closing 122
prepaid finance charge 122
Provider Relationship Disclosure 127
reserves deposited with lender 123
title charges 124
Total Estimated Funds Needed to Close
(Details of Transaction)
126
Total Estimated Monthly Payment 125
government monitoring information, in loan
application
117
Government Recording and Transfer Charges,
GFE
124
graduated payment mortgage (GPM)
specifying rate
135
specifying years 135
gross monthly income, entering in loan
application
104
gross rent 112, 288
H
hardware requirements 1
hazard insurance quotations
see also, services
order status, checking
300
ordering 300
printing 304
retrieving 304
services 318
viewing 304
HE & Oblig, Good Faith Estimate 120
HELOC loan-to-value ratio, in transmittal
summary
167
help resources xii
help, enabling field pop-up help 65
High Cost Loan Disclosure 136
HMDA registration 41
HMDA (Home Mortgage Disclosure Act)
background data
459
Federal Reserve Board Regulation C 459
hmda.dat 460
LAR (Loan/Application Register) 460
loan application 117
report 366
running the report 459
sending to HUD 460
step-by-step guides 460
tracking 229
hmda.dat 460
HOA dues, entering in loan application 105
home owner’s association dues, entering in loan
application
105
host mode
checking borrower status from remote
location
55
downloading files 53
requesting and receiving files from remote
host
53
requesting file status from remote location 55
sending files to remote host 50
setting up 50
hot keys 24
housing expenses, entering in loan application
104, 105
HUD forms
HUD-56001
187
HUD-92700 186
HUD-92800.5B 188
HUD-92900-WS 191
HUD (Housing and Urban Development)
and HMDA
460
I
identifying field IDs
combined
481
fieldID.xls file 66, 381
methods 65
importing
data from external sources
359
Fannie Mae files 436, 437
file batches, auto file naming 63
files from other applications 435
batches 437
Fannie Mae 439
master file template into an existing file 358
Microsoft Word documents into custom
forms
403
Outlook contacts into Cardex 453
verification data from loan application 198
impound account fees
calculating payments
119, 168
excluding 169
GFE 123
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