512 Calyx Software
Property Address report 367
property information, entering in loan
application
98
property type, specifying in loan application 112
proposed monthly housing expenses, entering in
loan application
105
prospect files 78
advanced search 76
archiving 82
copying 70
copying by using save as 72
copying from external source 78
creating from a blank file 68
creating from template 68
creating with copy method 70
creating with save as 72
deleting 79
differences between borrower and prospect
files
67
importing from other applications 435
master file templates 357
moving 77
saving 74
searching for 75
Prospect Information screen 151
closing cost scenario template 355
completing 153
completing for FHA purchase loans 173
completing for FHA refinance loan 181
defaults 153
loan program template 353
master file templates 357
monthly payment settings 154
prospect personal information, documenting 407
prospect rating 408
prospects, prequalifying 421
provider-specific data, supplying 313
proxy server 48
purchase escrow tables, creating 45
purpose of loan 98
Q
qualifying ratios
adjusting
166
based on adjusted loan balance 135
specifying with note rate 134
R
RAM requirements 1
rate adjustments
specifying in Initial ARM Disclosure
130
specifying in TIL 135
rate lock
meeting requirements
223, 245
specifying 226
specifying maximum ratios 223, 245
tracking 221
Rate Lock report 367
rate lock & registration, entering price
adjustments
225
rate locking, confirmation 239
rate rounding options, specifying 132, 134
rating prospects 408
ratios
displaying
245
specifying maximum 223, 245
real estate owned
disposition, specifying
112
entering in loan application 111
Fannie Mae addendum 341
insurance 112
matching with liabilities 113
miscellaneous expenses 112
occupancy rate 112
property type 112
rental gross rent 112
taxes 112
real estate tax, entering in loan application 105
rebuilding lists 82
receiving .pcf files 93
record count, specifying in reports 382, 392
recording loan conditions 249
recording lock request 221
recording payoff information 327
refinance
consolidating debt
415
escrow tables, creating 45
investment loan 293
lender’s policy table 45
loan comparison 417
non-owner occupied property 166
piggyback loan 280
resubordinated 110
specifying in cash-to-close screen 415
specifying in loan application 99
refinance programs, FHA 181
registering loans for sale 238
registering loans, creating request 221
registration request, creating 221
registration & rate lock 221
Regulation Z, Truth-In-Lending Disclosure 132
reminders, task 425
remote host
requesting and receiving files from
53
requesting file status from 55
removing documents from the loan checklist 217
removing miscellaneous items from the loan
checklist
219
rent vs. own comparison 419
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